Are Walmart and Lowes Forgiving?

[tbque]

I burnt both Walmart and Lowes back in 2012. Would love to get a Walmart CC again as I shop there very often. Anyone have experience with applying for Walmart again after the first CC went bad?

[Existentialist]

Depends.... are those accounts reconciled?

[Anonymous]

+1

Be more likely to get back in if they were.

[Anonymous]

How much did you burn them for if you don't mind me asking?  If it is a big amount, it may take a few  years for you to get back in with them.

[tbque]

Both accounts were charged off and sent to collections. I haven't reconciled with the collection agencies yet. Walmart was about $1,000 and Lowes about $400.

[tbque]

They were charged off in 2012.

[Creditaddict]

Yes, I burned both of those accounts too and was able to get them again about year after I settled with them.

[tbque]

Thanks Creditaddict! I'm very tempted to try Walmart but I better wait until my scores are higher.

[Anonymous]

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@tbque wrote:
Thanks Creditaddict! I'm very tempted to try Walmart but I better wait until my scores are higher.

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He settled his.. Are you willing to settle yours?  Because although not a huge amount, it not settled it will take a bit fro you to get in with them.

[tbque]

Yes I willing to settle with them. Walmart will be my first priority.