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BB&T Pre-qualification

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Anonymous
Not applicable

BB&T Pre-qualification

Anyone know what the BB&T minimal requirements are, I've searched? I have a freeze on both EX & EQ, however, a few days ago I lifted the freeze on the EQ for 24 hours, so I could apply and it never shows an offer. I tried the BBVA prequal and it declined me but I was able to view the SP on the myEQ website. I have tried with BB&T approx 12 times and every time no offers available, and zero SP hits?. My Current Fico8 EQ 758, TR 748, EX 763, this is a recent turn of events, I've climbed 100 Points cross the board due to paying off CC Balances & My wife added me as AU to a 6 yr old CC even with a low limit boosted me well over 20 points FICO. This FICO has recently updated, and myFico 3B will refresh on 6/15 to view all the other Fico variations, 9, etc... So, was curious why Im getting the no offers available notice, maybe out of my league, whatever, but no evidence of SP's makes me think they arent even processing the Prequel ap. Thanks

Message 1 of 6
5 REPLIES 5
Remedios
Credit Mentor

Re: BB&T Pre-qualification

@Anonymous  I've moved your post as a separate thread so you can get your answers 

 

Welcome to the forums 

Message 2 of 6
Anonymous
Not applicable

Re: BB&T Pre-qualification

Thank you.


@Remedios wrote:

@Anonymous  I've moved your post as a separate thread so you can get your answers 

 

Welcome to the forums 


 

Message 3 of 6
Jannelo
Frequent Contributor

Re: BB&T Pre-qualification

That is very strange that they there are no soft pulls. 

Open Credit Cards:
Green Dot Primor Secured (5/18) - $450 CL (CLOSED 2/2020)
Capital One Platinum (8/18) PC to Quicksilver (9/19) - $3800 CL
Capital One QuicksilverOne (3/19) - $4800 CL
Merrick Bank DYL VISA - No AF (6/19) - $1400 CL
Discover it Cash Back (9/19) - $2800 CL
Amazon Prime Store Card (4/20) - $10,000 CL
NFCU cashRewards (4/20) - $4500 CL
BB&T Spectrum Cash Rewards (5/20) - $3500 CL
Navy Federal More Rewards American Express® Card (3/21) - $9700 SL - at 9.65 %.
Experian FICO Score - 8/2018: 528

Experian FICO 8 Score - 9/2022 - 720
Equifax FICO 8 score 2/2022- 692
TransUnion FICO 8 score 10/2022 - 728
Experian FICO Mortgage Score - 725
Message 4 of 6
Wavester64
Valued Contributor

Re: BB&T Pre-qualification


@Anonymous wrote:

Anyone know what the BB&T minimal requirements are, I've searched? I have a freeze on both EX & EQ, however, a few days ago I lifted the freeze on the EQ for 24 hours, so I could apply and it never shows an offer. I tried the BBVA prequal and it declined me but I was able to view the SP on the myEQ website. I have tried with BB&T approx 12 times and every time no offers available, and zero SP hits?. My Current Fico8 EQ 758, TR 748, EX 763, this is a recent turn of events, I've climbed 100 Points cross the board due to paying off CC Balances & My wife added me as AU to a 6 yr old CC even with a low limit boosted me well over 20 points FICO. This FICO has recently updated, and myFico 3B will refresh on 6/15 to view all the other Fico variations, 9, etc... So, was curious why Im getting the no offers available notice, maybe out of my league, whatever, but no evidence of SP's makes me think they arent even processing the Prequel ap. Thanks


I feel your pain, just not in the fullest as you. I got a few pre-q offers over the months, but not many, and few and far in between. And like you I do not see any SPs on there of late for BB&T and I know for a while there I was checking everyday. I almost feel like I am locked out of the pre-q site Smiley Very Happy 






Potential Future Cards

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Message 5 of 6
Anonymous
Not applicable

Re: BB&T Pre-qualification

I seem to have the opposite problem.

I always have prequal offers available, but when I bite an go through the long process of applying, the end is always the same: 

"Unfortunately, we are experiencing difficulties and are unable to continue your BB&T Spectrum Cash Rewards Credit Card application online."

 

Message 6 of 6
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