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BB&T pre qualify

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Senior Contributor

Re: BB&T pre qualify

Looks like myFICO is gonna kill this one quick. 🤣 

70DD1A3B-9DE6-4CBB-A6D9-BA705BE22054.jpeg
Scores 1/2019:
Scores 8/2019:

Hover over my cards to see my limits!
Goal cards:
Message 11 of 113
Valued Member

Re: BB&T pre qualify


@Jnbmom wrote:

One other thing, do you have a fraud alert on freeze on reports?

 

The reason I asked is when I first applied I had a fraud alert on EQ ( thank you exp grrr) anyhow it said they couldn't process that I needed to apply at the branch, however I didn't use the prequalify link when I applied because I wasn't aware of it. But I got FA off and then it went through.


No, no freezes on any of my reports. It’s so strange they pre qualified me for all 3 then I accepted offer and then got that message. It told me “we’re currently experiencing technical difficulties and are unable to continue the application process online. Please try again later or visit a local branch to apply.” It then gave me a application number so we will see I’m gonna first thing tomorrow. 

Starting Score: 580
Current Score: 640
Goal Score: 750


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Message 12 of 113
Community Leader
Super Contributor

Re: BB&T pre qualify

I called itSmiley Wink
Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
#JustSayNo2Comenity
Officially S.O.G.O.T.P
Message 13 of 113
Valued Contributor

Re: BB&T pre qualify

One of the other posters had the same result. Applied and got offers, then checked it again quickly and t had zero offers. The next day the offers reappeared.

Did it give you the reservation number? I know when I first checked mine it had an offer code and an expiration date of like May 30th or something so I think if it went thru once and it locked in the offer code, you should be ok to check it again tomorrow and see what it does.

For good measure clear your history/cache before retying so it doesn’t default to pulling up the error message again
Message 14 of 113
Super Contributor

Re: BB&T pre qualify

FWIW When i first went there it was wonky so i simply switched browsers and the entire prequalify and buttons worked as expected.

You might try that to see if it helps.

Message 15 of 113
Regular Contributor

Re: BB&T pre qualify

I'm curious....does anyone know if BB&T pull from a specific credit bureau?

Message 16 of 113
Moderator

Re: BB&T pre qualify


@slither43 wrote:

I'm curious....does anyone know if BB&T pull from a specific credit bureau?


EQ

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | 5/3rd | Synovus | Commerce | FNBO | Union Bank | Regions
Message 17 of 113
Valued Contributor

Re: BB&T pre qualify

I’m betting myFICO crashed it. 😂🤣

 

I'm prequalified for all 3 but don’t need it. 🤷🏻‍♀️


Message 18 of 113
Community Leader
Super Contributor

Re: BB&T pre qualify

@shoegal, its not about need, its about the Experience! Plus for every useless approval, we add to the Legend of #TeamMyFico and to be a plank owner of a FOTM card is specialSmiley Happy.

Ps, ive no self control i would have smashed already if i couldSmiley Wink
Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
#JustSayNo2Comenity
Officially S.O.G.O.T.P
Message 19 of 113
Senior Contributor

Re: BB&T pre qualify

For those wanting the card. I got the Spectrum 9 months ago less than 3yrs post BK. Went online. Opened their e-savings which is free to hold the CB when I hit the $25 transfer limit. Then applied approved for $7500. Not a customer. Just to add some DP's for you guys. Smash away!!!




My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 20 of 113
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