cancel
Showing results for 
Search instead for 
Did you mean: 

BBVA Compass Clear Points UPDATE, approval 9 days later

tag
Anonymous
Not applicable

Re: BBVA Compass Clear Points

I received the mailer in June and was instantly approved for $10k.  I am in the foot print.  760s all 3 bureaus, 2y 9m AAoA, 9% Util, 12y OAOA.

 

Its been a good card to have in my wallet at 15% int.  The mobile app is tricky, but clever.

Message 11 of 20
drewopa
Established Member

Re: BBVA Compass Clear Points

I received another mailer today...same reservation code...still "invalid".

Message 12 of 20
Anonymous
Not applicable

Re: BBVA Compass Clear Points

I got another mailer too...still haven't heard a peep about my "existing" app.

Message 13 of 20
coldfusion
Credit Mentor

Re: BBVA Compass Clear Points

 

It's been a week, don't be shy about calling in and asking again. 

 

I got yet another mailer today as well,  the 4th one from them in the last 2+ months. 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 14 of 20
cf2701
Regular Contributor

Re: BBVA Compass Clear Points

Just wanted to give some of you info I recieved from a customer service rep a couple days ago.  She said they just switched to a new system for processing card approvals and it "worked slightly different".  

 

I called because I got a mailer too and app'd last Wednesday night.  I had an issue, but see below. I was amazed to be instantly approved for $16K. The apr is terrible @ 20.99 but I PIF so no biggie.  I'll try to get that lowered later.

 

However, I then read the many terrible expereinces others have had with this bank (mainly with the NBA card, but not only that) and got concerned.  I got a letter on Monday that said they were "unable to verify my identity".....just like many others I was extremely frustrated and figured the big SL approval was a fluke.  


Thats when I called and the customer service rep checked everythign out in the system and verified everythign looked good, and assured me I'd be getting a card soon in the mail.  She said it was likely due to them switching to a new card processing system.

 

Tuesday my card came, activated fine, and I've used it on a couple small pruchases. Online my account shows everythig is good to go.  I've had to contact customer service twice on small issues (one was activating on Apple Pay) and they've been helpful so far.  

 

Good luck!

BBVA Clearpoints $16,000 | Discover $13,900 | CECU Visa $10,000 | NFCU Go Rewards Visa Sig. $18,500 | NFCU CLOC $15,000 | PayPal CB MC $10,000 | Paypal Credit $10,000 | Card $7,500 | AMX Hilton Honors Ascend $2,000 | Wayfair $23,900 | Sportsmans Guide Visa $12,400 | Kohls $3,000 | Capital One Savor One $3,500 | PNC Cash Rewards $17,000 | PenFed Power Cash Rewards $10,000 | PenFed Gold $10,000 | Lowe's $20,000 | Best Buy Visa $4,000 | Home Depot $4,000 | NFCU Platinum $25,000
Message 15 of 20
Anonymous
Not applicable

Re: BBVA Compass Clear Points

Has anyone accepted the first offer, waited a few months, received another similar offer, applied for it an received a second card?
Message 16 of 20
FinStar
Moderator Emeritus

Re: BBVA Compass Clear Points


@Anonymous wrote:
Has anyone accepted the first offer, waited a few months, received another similar offer, applied for it an received a second card?

Unless you cancel the first card, BBVA won't allow multiple/active accounts of the same product.

Message 17 of 20
Anonymous
Not applicable

Re: BBVA Compass Clear Points

I called BBVA yesterday to inquire about SL and interest rate, spoke to 3 very nice young people, none of whom turned out to be in the right department and never did find out anything?!?  Lord have mercy, it seems like a simple enough little task to look up the information at their end.

 

Guess I'll just sit back and wait until the card arrives in the mail.

Message 18 of 20
Anonymous
Not applicable

Re: BBVA Compass Clear Points

Good to know. I will round file the additional offers I receive.
Message 19 of 20
UncleB
Credit Mentor

Re: BBVA Compass Clear Points

This thread is closed to new messages.

 

The new thread can be found here:  https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BBVA-Compass-Clear-Points-Approved/m-p/531200...

Message 20 of 20
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.