BBVA

[12njoy]

Is anyone familiar enough with BBVA to know if they use ARS/SageStream formerly IDS?  I applied twice before with these being frozen and was denied because they were unable to verify my identity.  They were able to pull EX but still listed the identity verification as the reason.  I have unfrozen SageStream formerly IDS because I had that PIN number but had to request ARS to send me another PIN because they refuse to lift freeze without PIN.  Hoping someone has some experience with BBVA to see if just IDS will suffice.  It'll be another week before I can get ARS lifted.  I'm not a patient person as you might know

[B335is]

I wouldn't be surprised if they do, given all the verification situations people have had with them. It's been a few years since I heavily researched these CR though so I wouldn't be able to tell you either way. I would imagine most lenders use these CRA to some degree.

[12njoy]

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@B335is wrote:
I wouldn't be surprised if they do, given all the verification situations people have had with them. It's been a few years since I heavily researched these CR though so I wouldn't be able to tell you either way. I would imagine most lenders use these CRA to some degree.

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thanks B335

[FinStar]

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@B335is wrote:
I wouldn't be surprised if they do, given all the verification situations people have had with them. It's been a few years since I heavily researched these CR though so I wouldn't be able to tell you either way. I would imagine most lenders use these CRA to some degree.

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Right.  And based on the number of of folks who went through the initial verification issues, those secondary sources were brought up as one factor.  Of course, once you clear that hurdle, then it all boils down to creditworthiness and whatever BBVA may take into consideration for approval.  I haven't seen any high SLs (at least from these forums) since then so who knows.

[woodyman100]

I got my quarterly denial last week

[12njoy]

Not the quarterly denial lol lol