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BOA Apr decrease and interesting card offer

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AverageJoesCredit
Legendary Contributor

Re: BOA Apr decrease and interesting card offer

Yeah i think they are somewhere Lost in Space. Smiley Wink

Ok after my pity party, lol, always takes me a day or 2 to get out of my credit rejection funk, heres the jist. Apparently, they decided to NOT pull Ex that i expected and tried pulling TU which I forgot to unlock. Duh.

Ok so I'm on break now and login to see if my offer is still there which it is , expires today. Heres the kicker, when I click on terms , NOW it shows an APR range. Uhm, I think my good just saved me from a true rejectionSmiley Happy. I finally got down to 17 hopson TU, one just fell off, yeah, so looks like they were trying to lure me in with false promises of a fixed apr lol. Ah well, $500 spend to go towards paying down my Navy btSmiley Happy
Message 21 of 24
UncleB
Credit Mentor

Re: BOA Apr decrease and interesting card offer


@AverageJoesCredit wrote:
Yeah i think they are somewhere Lost in Space. Smiley Wink

Ok after my pity party, lol, always takes me a day or 2 to get out of my credit rejection funk, heres the jist. Apparently, they decided to NOT pull Ex that i expected and tried pulling TU which I forgot to unlock. Duh.

Ok so I'm on break now and login to see if my offer is still there which it is , expires today. Heres the kicker, when I click on terms , NOW it shows an APR range. Uhm, I think my good just saved me from a true rejectionSmiley Happy. I finally got down to 17 hopson TU, one just fell off, yeah, so looks like they were trying to lure me in with false promises of a fixed apr lol. Ah well, $500 spend to go towards paying down my Navy btSmiley Happy

Ahh... so there's a chance your "offer" was legit after all.  Things that make you go hmm.... Smiley Tongue

 

I don't blame you for not messing with it any more, though... that kind of roller coaster ride would tire me out as well.  Smiley Frustrated

Message 22 of 24
AverageJoesCredit
Legendary Contributor

Re: BOA Apr decrease and interesting card offer

Hey UncleB, just wanted to update a good data point. Received 2 letters today. Lol I did try twice before the third attempt yielded a hp on TU. Looks like Boa wanted me to unlock BOTH TU and EX. LOL, what, a solid 2 year history on my BBR and FICO in the 720s isnt good enough they need 2 bureaus. Nope take a hike, Boa be Cray CraySmiley Wink
Message 23 of 24
UncleB
Credit Mentor

Re: BOA Apr decrease and interesting card offer


@AverageJoesCredit wrote:
Hey UncleB, just wanted to update a good data point. Received 2 letters today. Lol I did try twice before the third attempt yielded a hp on TU. Looks like Boa wanted me to unlock BOTH TU and EX. LOL, what, a solid 2 year history on my BBR and FICO in the 720s isnt good enough they need 2 bureaus. Nope take a hike, Boa be Cray CraySmiley Wink

Cray cray indeed.  Smiley Frustrated

Message 24 of 24
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