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BOA CLI request question

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drboxing
Established Contributor

BOA CLI request question

How often can one request a credit limit increase from Bank of America




Message 1 of 11
10 REPLIES 10
gdale6
Moderator Emeritus

Re: BOA CLI request question

every 6 months

Message 2 of 11
coldfusion
Credit Mentor

Re: BOA CLI request question

Technically whenever the request a credit limit increase hyperlink appears, although it's counterproductive to try if it's still there the day after you made an online request.  There is no true set mininum but for best results you might want to wait 3 months to try again if denied, 6 months if approved.  

 

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 3 of 11
drboxing
Established Contributor

Re: BOA CLI request question

Only had the card 5 months, I’ll wait another month to apply




Message 4 of 11
tmax2020
Valued Member

Re: BOA CLI request question

Got my first CLI after 4 months of opening account, I have tried to get another CLI after 6 months no joy so far.

Message 5 of 11
jojo79
Regular Contributor

Re: BOA CLI request question

My DP's. I've had this card for 14 years without any increases untl this year (credit profile improved considerably this year)

Since my first CLI - It's been getting them every 91 days, and specifically (don't know if it matters or not), once the 3rd statement has cut since last CLI. In my case the CLI link has never gone away.

 

03/28/21 - 2500 cli

06/27/21 - 3900 cli

09/27/21 - 6100 cli

 

Went from $2500 to $15K and I'd given up on ever getting one lol 

Message 6 of 11
Taurus22
Valued Contributor

Re: BOA CLI request question

I've been under the understanding that you can request CLI every 3 months (if the "Request Limit Increase" option is available on your online portal)  I just got a CLI on my BoA Cash Rewards (Customized Cash) on 9/10/21 to $11,600.....then requested again on 12-20-21 (yesterday) and received another increase to $16,000. I am also carrying a $2700 balance on a 12 month 0% APR promo, just for the added info.

 

The option is still showing on my portal, so I would think if it's still there after another 90 days, I could try again if I chose to do so. Or, maybe it's simply a YMMV thing.....I personally didn't have any issues.

 

 

My Wallet
Sock Drawered

On Deck: No Plans Currently
Message 7 of 11
jojo79
Regular Contributor

Re: BOA CLI request question


@jojo79 wrote:

My DP's. I've had this card for 14 years without any increases untl this year (credit profile improved considerably this year)

Since my first CLI - It's been getting them every 91 days, and specifically (don't know if it matters or not), once the 3rd statement has cut since last CLI. In my case the CLI link has never gone away.

 

03/28/21 - 2500 cli

06/27/21 - 3900 cli

09/27/21 - 6100 cli

 

Went from $2500 to $15K and I'd given up on ever getting one lol 


Follow up from my last post; today was my next attempt at 91 days; got another $10K cli!

Message 8 of 11
Trini88
Established Contributor

Re: BOA CLI request question


@jojo79 wrote:

@jojo79 wrote:

My DP's. I've had this card for 14 years without any increases untl this year (credit profile improved considerably this year)

Since my first CLI - It's been getting them every 91 days, and specifically (don't know if it matters or not), once the 3rd statement has cut since last CLI. In my case the CLI link has never gone away.

 

03/28/21 - 2500 cli

06/27/21 - 3900 cli

09/27/21 - 6100 cli

 

Went from $2500 to $15K and I'd given up on ever getting one lol 


Follow up from my last post; today was my next attempt at 91 days; got another $10K cli!


Congratulations. Yes it's every 3 months. My mother gets hers every 3 months and I'm following her 🤣

10/19 Quicksilver: $2K
3/21 Americard pc Customized Cash Rewards: $30K
6/21 Target RedCard: $700
6/21 Discover It: $8.5K
6/21 Victoria Secret: $6K
6/21 Savor: $2.3K
7/21 Walmat MC pc VentureOne: $4.1K
8/21 Amex BCP: $25K
11/21 Lowes Advantage: $35K
11/21 FNBO Evergreen: $25K
11/21 GS Apple Card: $4K
4/22 Chase Amazon Prime: $11.2K
7/22 Amex BCE: $8.4K
10/24 Amex Gold: Charge Card
Message 9 of 11
drboxing
Established Contributor

Re: BOA CLI request question

We’re those the amounts of each limit increase?




Message 10 of 11
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