@Anonymous wrote:
Sorry don't mean to thread jack... My wife and I had 3 B of A CC with them for over 10 years $8k $5k and $2k I believe. She closed the accounts about 4 years ago everything paid off and no lates. I applied for a B of A CC recently and got countered a $500Cl but I had to make a deposit of $99 and an annual fee of $59, I declined the offer. Should I call and see if they can reconsider me for a regular card instead?
There's something on your CB that they weren't liking too much but were willing to give you a shot. See what the reasons are and address them if you can.
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