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BOA Request Credit Line Increase button?

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Anonymous
Not applicable

BOA Request Credit Line Increase button?

So I had a BOA credit card for about 2 years now. I had a SL of 3000, and then after some heavy usage for about a year I had an auto CLI to 5k. In April, I apped for a CLI to 10K (Which is how much I asked for) but I noticed this button consistently be on the account details screen...is this a solid offer that I may be qualified for another CLI? It never went away after I apped initially for the CLI back in April, so I was wondering if this is generic or this is BOA telling me I can qualify for another CLI.  

Message 1 of 4
3 REPLIES 3
CreditCuriosity
Moderator Emeritus

Re: BOA Request Credit Line Increase button?

Means you are eligible again... Typically if your profile and income supports it they are pretty solid if it has been 6 months since your last CLI with them.  Nothing is guranteed as stated it is dependent upon income/profile/usage/util. etc.  Hope this clarifies some stuff.. less than 2 years ago was approved with bofa on recon for 1k now at 50k with BofA thought the request CLI button multiple times

Message 2 of 4
DaveStPete
Established Member

Re: BOA Request Credit Line Increase button?

It can be as soon as 3 months after the last increase. In late Aug, I used button to request BofA CLI and went from 2k to 8.6k with 3 requests one after another (the final request was 10K, so I assumed they gave me my max at that time). The button stayed for a couple of days, then disappeared, as others here have noted.

Last week, a few days past 3 months, the button reappeared. I requested 20K (with an increase in my income also) and got an instant (30 secs) HP increase to $16.8K... double the previous limit. My first 5-digit CL!!!
Current FICO (11/10/17): EQ: 646 / TU: 679 / EX: 674
Starting FICO (2/19/17): EQ: 580 / TU: 620 / EX: 594
Message 3 of 4
AverageJoesCredit
Legendary Contributor

Re: BOA Request Credit Line Increase button?

Due to income im at dead end with Boa but the blue haunts me everytime i login. It may be there but as CC said its not gaurenteed.
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