Back in the mix! Maybe it's time?? VENTURE

Anonymous · ‎04-19-2015

I've read somewhere if you can get your utilization down to under 10% overall, that might help with the pre-qual. But I agree with Flagdown, pay down your CC debt and then maybe apply.

SecretAzure · ‎04-19-2015

@Anonymous wrote:
Maybe focus on paying the 22k in debt you have before worrying about getting another card.

It's great to have a diverse portfolio with lots of rewards, but when you are paying interest, the rewards don't even come close to offsetting.

Just my 2 cents.

I don't know your income OP but you should definately try to get this much lower. Your scores support more cards but can your bank? If you start throwing expenses on yet another card you'll reach 30K is little time and then would you be able to pay it all off at any point ever? I'd be careful if I were you and listen to the good people of these forums.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MC

Must garden until 2/1/2022 to hit my goal AAOA.

Re: Back in the mix! Maybe it's time?? VENTURE

Re: Back in the mix! Maybe it's time?? VENTURE