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Balance transfer

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garagebandking
Regular Contributor

Re: Balance transfer

WaveRider nailed it, it will really depend on the amount being transfered.

 

$900 isn't much...so...you should have a lot of options...many of which will depend on your credit.

 

Slate gave me a 1500 limit when I had 10k+ cards, so that wasn't super helpful for BT

Disco gave me great BT terms but a 1600 limit when I had 20k+ cards, so that wasn't helpful either

PenFed was probably the best overall since it was a high SL and 12 months 0 interest, but a 3% transfer fee

USAA Rate Advantage was good if you can qualify...when I opened it earlier this year it was 0% for 18 months and 0 transfer fees until April 2017

Citi had great optiosn when I opened my TYP and gave out a reasonable starting limit

Message 11 of 13
Anonymous
Not applicable

Re: Balance transfer


@Aduke1122 wrote:
Citi offers quite a few BF cards and Boa I hear has some nice ones also , and of course Chase . Oh and Cap one was offering bf 0 percent for the first 9 mths on Qs1

How long have you had your Citi DC?

Message 12 of 13
juniornj23
Established Contributor

Re: Balance transfer

12k i want to BT
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 13 of 13
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