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Bank Of America App

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Benzman
Frequent Contributor

Bank Of America App

Already have a BOA mastercard and was looking at their Visa as a BT card with 15 months. Applied the other day and still showing this as of tonight;

 

"Your application is in review. Thanks for choosing Bank of America. We're carefully reviewing your application and need to check a few more things. We appreciate your patience."

 

What else can they check other than all three credit reporting companies reports? Kind of antsy to see if I got approved or not.

Amex CM 10K | Amex ED 10K | Amex BCE 7.5K | 5/3RD SU2C 10K | 5/3RD SU2C 6.5K | Barclays Cash 15K | Barclay AARP 15K | Bread AMEX 14K | Bread NFL 14K | Citizens Cash 8K | Citizens Clear 5K | Citi® DP 11.3K | Citi® Simplicity 9.4K | Citi® TY 6.5K | Citi® DC 4K | Citi CuC 3.4K | Cap One QS 14.6K | Cap One QS 11K | Discover It 19.5K | Discover Miles 16.5K | Brooks Brothers Visa 14.5K | BOA Cash 13.2K | BOA 7K | US Bank State Farm Visa 4K | US Bank AMEX 22.5K | US Bank Plat 16.5K | US Bank Cash 11.2K | FNBO Rewards 20K | FNBO Evergreen 11.3K | Huntington Rewards 4.4K | Huntington Voice 19.5K | Huntington Voice Rewards 18.5K | PF|CP Rewards 8.2K | PF|CP Gold 3.2K | PNC Cash 15K | PNC Core 15K | PNC Points 8K | Fidelity 15K | Wells Active 12K | Wells Reflect 10K | Target MC 12.5K | TD Cash 9K | Truist 6.5K | Truist 6.5K | Truist 6.5K | Truist 6.5K | Synch Premier MC 11.6K | Ebay MC 10K | Apple Card 6K | Chase Amazon 1.5K | F8 Scores 1/25 EX789; TU781; EQ792.
Message 1 of 7
6 REPLIES 6
FinStar
Moderator Emeritus

Re: Bank Of America App

Keep in mind that applications are queued based on whatever exception or flag routes them for additional review.  It could be any number of things.  You can reach out to a  UW / analyst to determine whether they may require further information on your application (reference the Backdoor Numbers thread at the top of this subforum).

Message 2 of 7
JSS3
Valued Contributor

Re: Bank Of America App

Has anyone attempted 2 apps in 30 days?
Message 3 of 7
Anonymous
Not applicable

Re: Bank Of America App


@JSS3 wrote:
Has anyone attempted 2 apps in 30 days?

Do you mean in general or with Bank of America?

Message 4 of 7
FinStar
Moderator Emeritus

Re: Bank Of America App


@JSS3 wrote:
Has anyone attempted 2 apps in 30 days?

If you're referring to BOA/FIA, then it will likely result in two separate HPs.  I was able to get Merrill+ and MidAtlantic AAA AmEx with one HP over a year ago.

Message 5 of 7
JSS3
Valued Contributor

Re: Bank Of America App

Two BOA apps within 30 days. One for Fid Amex and the other, BBR.
Message 6 of 7
Anonymous
Not applicable

Re: Bank Of America App

do you know if that would be considered 1 HP only for both apps.

i m interested in knowing that for BOA cash Rewards and BBR cards.

Message 7 of 7
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