You just asked for a CLI a month ago. Just chill. If you need to spend more than the limit, just keep paying down the balance anytime you want without waiting till the end of the statement cycle.
@Strogen wrote:
@Anonymous wrote:Hello all,
I have a Bank of America cash rewards credit card that I opened as a student in October 2014. (First credit card)
The inital credit limit was $700, but after two months I called the backdoor line and had it raised to $1500. I asked for $3000 but they said that I had limited credit history so that was all they could do.
I have about $6000 in student loans, and a capital one quicksilver on credit steps with a $300 limit.
I have never been late for a single payment, in fact i always pay early, which is why i'm asking this question.
Is it too soon to ask BOA for another CLI? I have spent at least $6000 on the card in the last two months.
I just wonder if BOA would recognize that I need a higher limit due to the spend on the account, I cant hold a balance for more than 10 days and it's very frustrating.
Any help is appreciated, thanks!
If you put a lot of spend on the card then go ahead and ask for an increase. IF the last increase you got was in October then you are good to go to ask for another.
If you read the very first 2 sentences of the original post, you'd know that the condition isn't met. 
Here's a solution.
Push a payment from your bank to your BofA credit card to cover your anticipated expenses and then some.
For example, if you expect to spend 3k this month, then push 4k to the card. You will then start out with a negative 4k balance. Even if you go over the anticipated expenses a bit, your balance will still be negative and be reported as 0%.
Do this for 3 months, then ask for a CLI. 10k will probably be in your bag.
@Strogen wrote:
@Anonymous wrote:It's also really damaging my credit score because since i'm always maxing it out, my utilization either posts at 0% or 90%+, usually the latter unfortunately.
Dude, like I said. Ask for an increase. If the spend is there and what you say is true I dont see why they woudlnt give you at least something.
We cant tell waht BoA will or wont do, you need to ask them yourself. Namly by asking for an increase.
Now go to BoA website, log in and ask for an increase then report back. lol
You said: Ask for an increase if xyz. Well, xyz isn't met.
@HiLine wrote:
@Strogen wrote:
@Anonymous wrote:It's also really damaging my credit score because since i'm always maxing it out, my utilization either posts at 0% or 90%+, usually the latter unfortunately.
Dude, like I said. Ask for an increase. If the spend is there and what you say is true I dont see why they woudlnt give you at least something.
We cant tell waht BoA will or wont do, you need to ask them yourself. Namly by asking for an increase.
Now go to BoA website, log in and ask for an increase then report back. lol
You said: Ask for an increase if xyz. Well, xyz isn't met.
He said he put plenty of spend through the card. thats all that matters. I have had BoA give me increases less than a month apart.
Nothing is immpossible with BoA it seems.