Bank of America Preselected

[coldfusion]

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@Anonymous wrote:
I have been with BofA 30plus years and keep quite a bit in plus my Merril Edge tradding account and mortgage.
My EX score is 728 with one 5 year old non reporting CO and a 9 year old CH7 that I cant wait to fall off.
Are they like Chase and not approve because of the BK? Or should I be ok?

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If I were in your shoes and never had a late payment on that mortgage I would apply, just not for the Premium Rewards card.   If not successful I would absolutely recon and remind them of all 3 of the factors above.

[Anonymous]

Solid plan, thanks.

[Anonymous]

I received this offer a couple days ago in the mail with a preset APR. After reading the comments on here, I decided to apply. I put a $99 deposit and they gave me a $500 credit line. I'm surprised because I burned BOA about 8 years ago, but I do have an active bank account with them. They used TransUnion which is my highest score!

[Anonymous]

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@Anonymous wrote:

I received this offer a couple days ago in the mail with a preset APR. After reading the comments on here, I decided to apply. I put a $99 deposit and they gave me a $500 credit line. I'm surprised because I burned BOA about 8 years ago, but I do have an active bank account with them. They used TransUnion which is my highest score!

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 Thats surprising to me they pulled TU. I would have assumed EX all the way. What scores did you have at the time you applied? 

Thanks