Bank of the West Pre Approvals

Anonymous · ‎08-20-2019

Has anyone recieved and acted on the mailers yet? I recieved one in the past few days and is for the WMC Cash Rewards. I know some have reported getting approved with a SP when submitting on their own. I will be acting on this once my recent NFCU CLI reports.
Thanks

Anonymous · ‎08-20-2019

I responded to one. It asked some lexis nexus type questions after. Gave me a 7-10 message, no hard pull. Card showed up in my online account a couple days later.

Hockeypnc1 · ‎08-20-2019

what are bank of the west's credit requirements?

Also do they have a residency requirement??

FinStar · ‎08-20-2019

@Hockeypnc1 wrote:
what are bank of the west's credit requirements?
Also do they have a residency requirement??

They are geo-fenced (unless you receive a targeted offer) and not as BK-friendly (YEMV).

Anonymous · ‎08-21-2019

Do you remember who they SP? I have a CH7 getting ready to fall off of EX and TU in May but will be doing a EE. Any idea how generous they have been with their SL?
Thanks

TheBoondocks · ‎09-07-2019

Hey I just signed up for a free checking account to hopefully start a relationship with them, but that would be nice for the pre-approval offer for the wmc at no hard pull, although it will affect my 5/24 but whatever lol. It's a good card for now aha.

Anonymous · ‎09-09-2019

I did the online app with the "Pre Approval" they SP EX FICO 8 which is at 729 with a CH7 scheduled to fall off in May. I got the 7-10 day message. I tried to call for more info but was told it takes about 3 days.
I was also told that the majority of the so-called Pre-Approvals are going to underwriting and I may get a HP.

Anonymous · ‎09-12-2019

Just an update I called back in today to see what was going on with the app and was on hold for 1.5 hrs and got a we are hanging up on you message so I called back and 45 mins later a nice gentleman picked up.
I was told the app was approved shortly after I submitted it online for a 15k CL. This matches my highest limit which is NFCU.

FinStar · ‎09-13-2019

Congrats on the approval @Anonymous.

Locking this thread as you have been approved. Feel free to start a new approval thread in the Approvals forum if you would like to do so.