Barclay/Apple Recon & their Security Dept?

[Officer737]

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@OmarGB9 wrote:
Just because an alert triggered a score update, doesn't mean whatever caused the alert is directly related to the score change. Only certain events trigger the score update.

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^^^^^^^^^^^^ Accurate!

[Anonymous]

Oh I believe what you guys are saying but for me, someone who is trying to learn financial literacy it doesn't make sense. I wonder why my score increased in the first place. I mean isn't that what the monthly monitoring is for? To show you how changes in my report affect my score.  I paid down one of my credit cards and it alerted me & showed how many points my score went up. My student loan payment decreased, it alerted me and showed my how many points my score when up (a whopping 2 lol.)  If this is the case then it's not a very helpful tool to leave me wondering why on earth my score has jumped 48pts. Whatever it was, I surely want to continue doing it yes?  And I'm guessing at this point that question should be directed toward myfico.

Thanks all that answered my questions.

[OmarGB9]

Keep in mind it could also be a combination of things, not just one single event. Could be accounts aging, balances decreasing, negatives falling off your report, etc. But yea you could try contacting MyFICO and asking them for a better explanation.