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No doubt about it Im blacklisted stemming from a 2009 unpaid CO Quoting from the letter "Our records indicate that previous credit card account that you held a Barclays Bank Deleware experienced charge-off .... A credit report was not used in maling this determination " I really wasnt upset by this but Ill try my luck again next year as it costs me nothing to try
What was funny was the last sentence "We regret not being able to meet your credit needs at this time, and we look forward to the potential opportunity to assist you in the future"
I guesss
im not blacklisted .... just deep brown listed
That day, I applied for 3 accounts, got approved for 2 and it only cost me 1 HP
$2000 Sportsmans Guide Visa ( snail mail preapproal )
$1000 Cabelas Visa (cold ap. very disappointed in SL. Was hoping for at least $2500 or $3000)