cancel
Showing results for 
Search instead for 
Did you mean: 

Barclay CLI?

tag
KellyP25721
Frequent Contributor

Barclay CLI?

Barclay gave me a decent CLI at 6months.  Does anybody have any experience with them giving auto-CLI's after that....like at 12 months?

Starting Score: 573 (EX Faco) | Current Scores: EX(Fico) 674, EQ(Fico) 668, TU(Fico) 691
Message 1 of 11
10 REPLIES 10
bengalikejenga
Regular Contributor

Re: Barclay CLI?

Thats awesome.... congrats on the CLI, what limit did you start out with? and did you ever carry a balance?


Ex681 Tu694 EQ708
Message 2 of 11
KellyP25721
Frequent Contributor

Re: Barclay CLI?

They started me with a $2000 limited and bumped it to $3300 at 6 months.  Most of the time I paid it in full, but several times I did let it report a small balance.

Starting Score: 573 (EX Faco) | Current Scores: EX(Fico) 674, EQ(Fico) 668, TU(Fico) 691
Message 3 of 11
luckymommy
New Contributor

Re: Barclay CLI?

I got the Barclays rewards card in November 2013 for $500. Got an increase around April 2014 up to $1500. Around the year mark I just got another increase.. only up to $1750 but that could be because the card has a high utilization at the moment. 

Message 4 of 11
SecretAzure
Valued Contributor

Re: Barclay CLI?


@luckymommy wrote:

I got the Barclays rewards card in November 2013 for $500. Got an increase around April 2014 up to $1500. Around the year mark I just got another increase.. only up to $1750 but that could be because the card has a high utilization at the moment. 


Would like to know if anyone else has had an experience like this with Barclay as I'll be applying for one in June/July (gardening for a year by that point).

 

 

Thanks!  Smiley Happy

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 5 of 11
Anonymous
Not applicable

Re: Barclay CLI?

Does anyone know if I request a cli, will that affect the auto cli at the 6 month interval?
Message 6 of 11
TRC_WA
Senior Contributor

Re: Barclay CLI?


@Anonymous wrote:
Does anyone know if I request a cli, will that affect the auto cli at the 6 month interval?

Not sure if it will affect an auto CLI but it will definitely be a HP if you request it.

FICO8 current as of : 10-20-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24
Message 7 of 11
lsutigers
Contributor

Re: Barclay CLI?

This statement will be 18 months I'm hoping for some auto love. Seems like clockwork with 6 month intervals
Message 8 of 11
1fstgixer
Valued Member

Re: Barclay CLI?

Apple Visa got auto luv from $2000 to $4000 on month 6 and last month after statement #12 from $4000 to $7000.  I have little regular usage but I did do a lot of spend thru it for statement 11&12.. Don't know if that contributed.

Message 9 of 11
Santi78342
Established Contributor

Re: Barclay CLI?

If they don't give you an auto CLI after the 12th statement cuts, call them up and ask for an APR reduction on the account. A lot of people have been having success, including myself, going this route where they give you an APR reduction and then they also tell you about an offer for a SP CLI. If they don't mention one, ask if the account is eligible for SP CLI when they ask if there's anything else they can do for you today.

 

Good luck!

Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.