cancel
Showing results for 
Search instead for 
Did you mean: 

Barclay VISA Apple Rewards

tag
Anonymous
Not applicable

Barclay VISA Apple Rewards

My wife has a 710 experian fico score. We went into Apple store to get her a MacBook Air. She applied. She has a great score and her employment at this time is non existent. In store it said unfortunately at this time they couldn’t. But she got an email saying her app is being reviewed. What are the chances and what should she do?
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Barclay VISA Apple Rewards

I mean her employment isn’t non existent. She gets 600 a month to pocket from daycaring.
Message 2 of 8
Anonymous
Not applicable

Re: Barclay VISA Apple Rewards

She could call Barclays and say that she forgot to include your income, if you as a couple are okay with that. You can put your combined income on most applications as long as you're willing to possibly send paystubs and whatever to them as proof. 

Message 3 of 8
Anonymous
Not applicable

Re: Barclay VISA Apple Rewards

Also, Barclays pulls TU not EX.  If she doesn't have much activity on TU it might be approved, but it would probably be easier w/ HHI instead of 600/mo.  Give them a call - 866-205-5973

Message 4 of 8
pinkandgrey
Senior Contributor

Re: Barclay VISA Apple Rewards

You can always try recon. Just update the income. Good luck!

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 13k
Apple Card: 4.25k
Message 5 of 8
M_Smart007
Legendary Contributor

Re: Barclay VISA Apple Rewards


@Anonymous wrote:
My wife has a 710 experian fico score. We went into Apple store to get her a MacBook Air. She applied. She has a great score and her employment at this time is non existent. In store it said unfortunately at this time they couldn’t. But she got an email saying her app is being reviewed. What are the chances and what should she do?

see  Message# 3

since it say's "she got an email saying her app is being reviewed."

its not an instant denial. again see see  Message# 3

Barclay will probably Pull TU (fyi)

 

GL2DW

Message 6 of 8
Anonymous
Not applicable

Re: Barclay VISA Apple Rewards

Update peeps. She called and was give a CL of 700 lol. But she denied and waited
Message 7 of 8
Anonymous
Not applicable

Re: Barclay VISA Apple Rewards


@Anonymous wrote:
Update peeps. She called and was give a CL of 700 lol. But she denied and waited

so, ,she was approved for 700 and then the rest doesn't make sense.

 

If you have her call  866-205-5973  and talk to a credit analyst about the CL they can possibly up the limit to a level in which she can make the purchase and not be choked out by the UTIL on it.  Also, updating the income to include yours will exponentially raise the CL.

Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.