Barclay's Rewards Approval Odds

[Anonymous]

I had to recon the Sallie Mae with a TU score of 800. Reason? Too many new accounts.

[EW800]

From all that I have pieced together about Barclay, they do not like to see inquiries. If I am not mistaken, there have been a number of denials mentioned here with inquiries being stated as the reason.

[Anonymous]

I remember the rep telling me that they won't approve anyone with open collections.

[Anonymous]

i got approved for the barclays rewards card with a 589 tu.......

[Anonymous]

The collection isn't really open have been disputing this. Regardless thank you for the input, going to wait for a little bit and try and improve my reports.

Goodwill and disputes are all pending.

Thanks again

[Anonymous]

I guess I should take what the rep told me with a grain of salt. Been getting conflicting answers from different providers and then the forums proving that wrong lol. I wish you luck in getting

[Anonymous]

Another data point - I was denied in August and called to recon.  The reason was not enough credit history, a new account and my TU at the time was 616 or so and 9 inquiries.

Flash forward to last week, I followed the pre-qual link and entered my name and address EXACTLY how it is on my TU reports, it came up with an accept now button.  My inquiries were still at 9 buy my score rose to 636.  I got $1,300 a lot less than my current lowest CL.  I called to recon it up to $5K of my lowest limit card (a girl has gotta try) and the recon specialist said nope, even with my income, reason being not enough credit history and recent accounts, no counter offer.  It looks like I barely squeezed in........Thankfully all my car inquiries hit EQ so my TU inquiries only went up one or two - I don't want any AA from them.

[Anonymous]

21 is a lot of inquiries for Barclay's, I agree with those who stated this.

[Anonymous]

the longer the inquiry was the less it affects your chances.....Barclays told me they like to see 6 months or more with no credit inquiries.  the longer the better. and of course the higher your fico score the less the small things matter.