@Anonymous wrote:
i guess I really dont NEED one. Would just like a lil more available credit...for what?? I really dont even know!! all I do is use the 2 cards I have to pay bills then turn around and pay them off b4 the bill is due.
You just answered your own question. I can see you are upset and I am sorry you got denied. The credit game is all about strategy. In the initial phase, there are cards one wants that they are not qualified for.
So do this. Don't apply for anything whilst upset as a denial will bring more misery. Instead, try to see if Capital One will give you a CLI on the QuickSilver card as they like to see usage. The request will be a softpull.
Then while you are at it, try to see if you can get the medical baddies removed from your reports. It will boost your profile nicely. Once, you have that done, sit down and select the cards you want based on your needs and then apply for them.
If you have questions, start a new thread about them and ask away. The community will be happy to answer them. Hang in there...
