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Barclays AARP Essential Rewards Mastercard

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Dave4fun
Regular Contributor

Barclays AARP Essential Rewards Mastercard

Still in the hunt for an easy approval, for a new rewards card, in order to satisy what had turned out to be an "app spree'; I looked to the Barclays credit card line up. I have held a Barclays card since 2012.  I am an AARP member and the rewards card sounded great! And, it came along with a $200 SUB. Perfect, I thought! And Barclays should approve me since I am customer for the last 10 years. 

I applied on the desk top PC. Not a bad application, but it did not prefill, even though I was logged into their customer banking portal.  It took about 10 seconds....and the "We need more time to evaluate your application, you should hear from us in 7 to 14 days." response appeared.

 

So, a week goes by. The letter came in the mail, with no card...

 

Short and sweet..

We have reviewed your aplication and determined that we are unable to approve you for a AARP Essential Rewards Mastercard from Barclays, for the following reason(s):

The number of bankcards opened in the last 24 months

 

The consumer reporting agency that provided information that influenced our decision in whole, or in part was Trans Union. Your credit score (on 5/6/22) is: 837

 

I guess they got me there. I have opened 5 bankcards in the last 24 months. So, are they like Chase with a 5/24 rule? In July there would have only been 3, but since their decision I have opened 3 more! LOL! Smiley Very Happy

FICO 8 EQ: 841, TU: 842, EX: 842 Total Rev CL: $547,000 - CHASE/CITIBANK/DISCOVER/ USBANK/AMEX/COMENITY AMEX /BMO/NORDSTROM/MACYS/FNBO/ JCPENNY/TARGET/CHEVRON/1ST UNITED CU/PATELCO CU/SYNCHRONY/ VENMO VISA Sig/ DILLARDS AMEX/ PENFED PLAT REWARDS/PENFED PLOC/WELLS FARGO. AAoA 13 years
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2 REPLIES 2
OmarGB9
Community Leader
Super Contributor

Re: Barclays AARP Essential Rewards Mastercard

Yea Barclays is known to be fairly conservative. 


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 3
cashorcharge
Community Leader
Super Contributor

Re: Barclays AARP Essential Rewards Mastercard

I guess I should recant my previous comment....sorry this one didn't go well either..

Perhaps some gardening?

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