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Barclays Recon - no longer does recon?

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wdkwang
Contributor

Barclays Recon - no longer does recon?

Hi there, first timer going for Barclays card which is the Jetblue Plus. I received a rejection letter due to opening too many cards within the last 24 months. I called the recon line twice and both times got the same girl who basically straight off that their decisions are final and no recon can be done. Is this something new? Is what she said accurate? I plan to keep calling tomorrow and the day after to see if I'll get a different rep and/or response.

 

Thanks.

Chase Sapphire Reserve 34K | Chase Freedom Unlimited 28K | Chase Amazon 25K
Chase IHG 8.5K | Chase Freedom 5K | Chase Sapphire 3K
Bank of America Cash 40K | Bank of America Travel 40K
AMEX Delta Gold 30K | AMEX Everyday 25K | AMEX Delta 13K | AMEX Blue Cash Everyday 2.62K
Citi Rewards Plus 31K | Citi ThankYou Premier 18.7K
PenFed Pathfinder 5K | PenFed Platinum 5K
City National Bank Crystal Visa 15k
TD Cash 14K | Uber Visa 13K | USBank Cash+ 10K
Wells Fargo Cash Wise 6.5K | Discover IT 5.2K
Overstock 13K | Target RedCard 2.5K | Victoria Secret Angel 1K | LOVE LOFT .25K
BP Visa 5K | Walmart MC 3.3K

08/18: TCL 246.95K | AoOA: 18Y | AAoA: 5.0Y || TU: 820 | EQ: 823 | EX: 815 || INQ - TU: 3 | EQ: 3 | EX: 7
12/18: TCL 386.95K | AoOA: 18Y | AAoA: 3.1Y || TU: 805 | EQ: 813 | EX: 769 || INQ - TU: 5 | EQ: 4 | EX: 10
11/19: TCL 421.55K | AoOA: 18Y | AAoA: 4.2Y || TU: 818 | EQ: 820 | EX: 794 || INQ - TU: 6 | EQ: 5 | EX: 9
Message 1 of 8
7 REPLIES 7
Brian_Earl_Spilner
Credit Mentor

Re: Barclays Recon - no longer does recon?

You're probably going to get the same person as many call centers have been downsized or closed during the pandemic.

    
Message 2 of 8
Anonymous
Not applicable

Re: Barclays Recon - no longer does recon?

Barclays isn't known to recon for too many accounts in a given time period. Many of us have tried. 

Message 3 of 8
kdm31091
Super Contributor

Re: Barclays Recon - no longer does recon?

Barclay has a roughly 6/24 rule that is applied to some, not all, of their products, and seems to not even be applied 100% of the time. But when it is, it cannot be overturned. Since your denial mentions 24 months I am thinking that is the denial reason in which case they are not going to budge on it.

 

Even before the x/24 rule from Barclay it has never been easy to get them to look past too many recent accounts.

Message 4 of 8
M_Smart007
Legendary Contributor

Re: Barclays Recon - no longer does recon?


@Anonymous wrote:

Barclays isn't known to recon for too many accounts in a given time period. Many of us have tried. 


Message 5 of 8
imaximous
Valued Contributor

Re: Barclays Recon - no longer does recon?

🙋🏻‍♂️

Denied 4 times. 😂

 

When the system declines you for that reason, reps can't touch your application. So it doesn't matter how many times you call, you won't get anywhere, but you can try and let us know how it went. 🤷🏻‍♂️

Message 6 of 8
wdkwang
Contributor

Re: Barclays Recon - no longer does recon?

Thanks for all your responses, guys. It looks like this is a no-go based on what you guys said. Guess, I'll try again in ~24 months if the 60k promotion is still around. #FirstWorldProblems

Chase Sapphire Reserve 34K | Chase Freedom Unlimited 28K | Chase Amazon 25K
Chase IHG 8.5K | Chase Freedom 5K | Chase Sapphire 3K
Bank of America Cash 40K | Bank of America Travel 40K
AMEX Delta Gold 30K | AMEX Everyday 25K | AMEX Delta 13K | AMEX Blue Cash Everyday 2.62K
Citi Rewards Plus 31K | Citi ThankYou Premier 18.7K
PenFed Pathfinder 5K | PenFed Platinum 5K
City National Bank Crystal Visa 15k
TD Cash 14K | Uber Visa 13K | USBank Cash+ 10K
Wells Fargo Cash Wise 6.5K | Discover IT 5.2K
Overstock 13K | Target RedCard 2.5K | Victoria Secret Angel 1K | LOVE LOFT .25K
BP Visa 5K | Walmart MC 3.3K

08/18: TCL 246.95K | AoOA: 18Y | AAoA: 5.0Y || TU: 820 | EQ: 823 | EX: 815 || INQ - TU: 3 | EQ: 3 | EX: 7
12/18: TCL 386.95K | AoOA: 18Y | AAoA: 3.1Y || TU: 805 | EQ: 813 | EX: 769 || INQ - TU: 5 | EQ: 4 | EX: 10
11/19: TCL 421.55K | AoOA: 18Y | AAoA: 4.2Y || TU: 818 | EQ: 820 | EX: 794 || INQ - TU: 6 | EQ: 5 | EX: 9
Message 7 of 8
CreditCuriosity
Moderator Emeritus

Re: Barclays Recon - no longer does recon?

Depends on card as well... whether they have a "harder rule"  such as arrival + or jet blue then harder where-as other cobranded cards they will consider.  I have never had a problem with barclays and by far have a vast CC profile, but no profile is alike either and a long relationship with barclays as well.  They certainly have tightened up, but every rule is not a rule depending...

Message 8 of 8
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