Barclays Rewards Refuses to CLI

[Callandra]

---

@Fico2Go wrote:

Other than for network diversity there is no real reason to have a Barclays card.  At least for me that is with my $1500 CL.  

I started out with $1500 CLI and it froze there.  When apped my scores were in the lower 700s, so I'm not so sure that waiting for a higher score will give OP any better chance of higher CL.   Barclays may be waiting for people to cancel other accounts before extending additional credit.  

I am approaching a one year mark since app time and also thinking about apping for a new card then transfering new CL to the older account.  And then PC to a product that fits my need. 

---

Pretty much the same thing here; I got approved for the Rewards card with a high 600s score, I am now 100 points up (776 TU) with no CLI. My card will be one year old in a few weeks. Going to apply for Sallie Mae and then move the limit if I can and close Rewards. I haven't even used the card this month, just Freedom due to the good categories and my mom giving me a Publix giftcard for groceries. If I can't get SM, will go for Quicksilver or Double Cash and then close Rewards. 

[FinStar]

---

@Anonymous wrote:

---

@EDGE1230 wrote:

Has anyone run into issues with Barclays where they refuse to move off your initial credit limit ?   I was granted a 250.00 line in april of 2014 never missed a payment and have PIF multiple times running around 1k through the card.  My FICO is around 60 pts higher then when i recd the card .  I have other cards with much higher limits however barclays refuses to grow. Hate to close it but the $250 is doing nothing for me .   Low utilization across the board not an excessive amt of inq either..

---

What was your TU FICO at first app and what is it now?

You'd be best off to app for a new Barclay's product, then close the current one and roll it's limit into your new card.

---

I agree with Nixon.

OP - if you were approved through reconsideration and/or less than desirbale scores as you  provided then that explains it pretty much.  Optimize your profile and scores to leverage another Barclays card (if you prefer to maintain a relationship) then reallocate the CL (if applicable and worth it to you).

[djshifted]

---

@JustinS wrote:

---

@baller4life wrote:
Yeah Barclays is pretty bipolar. Some are treated great. Others like red-headed stepkids.

---

LOL baller I could not of put that better myself. I've had no issues with barclays even in the beginning rebuilding they gave me an initial toy card $500 but then bumped it to $2k without issue and since then I now have a Sallie Mae which was approved for 2.5k and then increased to 5k and I moved the old rewards card of 2k over to it since so I'm sitting 7k with SM so yeah it is definitely a YMMV type deal.

---

This definitely seems the case.  I got a $1300 initial CL with them 10/13.  Shortly thereafter I started gardening (with a quick stop-off when I needed some dental credit) and hit the luv button online earlier this month, asking for an additional $7k.  CLI got declined there, but I called about an hour later, they pulled a fresh copy of my report and countered with a $3.7k CLI for a total of $5k with them.  Definitely YMMV with Barclays.  I haven't tried for the Sally Mae card yet, I'll wait another 6-12 months and let a few baddies fall off.

[Anonymous]

Nicely done DJ. Did you get a world upgrade too?

[djshifted]

---

@Anonymous wrote:
Nicely done DJ. Did you get a world upgrade too?

---

No, I wasn't given a World upgrade yet, so it's still the Rewards MC.  Is that something they just do, or would I have to ask for it?

[Anonymous]

I think you would have to ask.

[abbafan]

---

@EDGE1230 wrote:

Has anyone run into issues with Barclays where they refuse to move off your initial credit limit ?   I was granted a 250.00 line in april of 2014 never missed a payment and have PIF multiple times running around 1k through the card.  My FICO is around 60 pts higher then when i recd the card .  I have other cards with much higher limits however barclays refuses to grow. Hate to close it but the $250 is doing nothing for me .   Low utilization across the board not an excessive amt of inq either..

---

Do not close Barclay! Even if it's just $250, leave it. They'll do cli eventually. When I opened a Rewards MC with them, my initial limit was $500. I always PIF'ed. In 6 months I decided to hit the luv button, denied. However, next week I got an auto-cli of $1k bringing my limit up to $1500. Weird? Yes.