@Anonymous wrote:
I decided to apply for Barclay's Rewards because they use TU and that is my highest score at 675. I live in Iowa and it doesnt let me apply. So myb uestion is an I apply for an Apple rewards card with my score? Does it have the samce qualification's as far as score and does it use only TU?
Many (most) of Barclay's cards are not available in Iowa because of Iowa consumer credit protection laws, which is a good and bad thing. This has been an issue for a couple years. You can refer to this DoC post as well as this previous MF forum post.
The good thing is that the Barclaycard Visa with Apple Rewards is available in Iowa (From About this Offer in the T&C: "This offer is available only to applicants who are residents of the United States, with the exception of Puerto Rico and the US territories...." (I assume because cobranded cards can't be limited by bank's geography if they want the cobranding business.) They do specify differences for Iowa residents (such as late fees, interest calcluations, etc.).
So, I would just make sure you do you research and check out something like credipulls to look at credit scores that yielded an approval, and assuming this cards meets your needs/goals, go for it.
