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current scores: EQ-811, TU-759, EX-792. Do these scores qualify for Barclays WEMC? I don't want a INQ on my credit report unless I'm assured of an acceptance. I have only 1 ING on my report & that one will be removed in Feb. 15. I have only recently obtained a couple of ccs. Have always paid cash for cars, RVs, etc. However, it's time I try to broaden my credit profile.
OP- I merged your posts together and moved them to the proper forum. In the future, please refrain from double-posting. Thank you ~Lexie
current scores: EQ-811, TU-759, EX-792. Do these scores qualify for Barclays WEMC? I don't want a INQ on my credit report unless I'm assured of an acceptance.
They're higher than mine ![]()
IMO, your chances are good but, of course, there is no assurance ... they are sometimes sticklers about lots of recent inquiries ... however, they are also decent with recon.
I started with a 590 in July 2013. I had a bunch of items that were very old (7-9 years) but had not been removed. Lazy on my part, for sure. However, once I found out how important it was to get things cleaned up, the past year and a half has seen my scores increase every month as more and more negative items were removed.
I only have one ING on my report for the past 12 months. And that lone ING will come off in Feb. 15.
@Anonymous wrote:I only have one ING on my report for the past 12 months. And that lone ING will come off in Feb. 15.
INQ?
Good job on rebuild. One day i'll be in your shoes if I can keep up my no app streak ![]()
INQ = hard inquiry
I applied on-line. Was approved for Arrival Plus World Elite Mastercard as I desired. Very cool !