Bbva compass bank

Jnbmom · ‎04-04-2019

DH got a preapproval in mail, thoughtI would give it a shot, stated it needs further processing uggg.

I know with mine I had fraud alert so they called to verfify, but was hoping for instant approval. Do they not do Instant approval?

EXP 780 EQ 796 TU 810

howellco2 · ‎04-04-2019

I got letter was instantly approved for 6900 crazy it's such a odd amount..

However card is now in a sock drawer as they dont have a option to set up auto pay so I'm not fooling with it

MAJOR BANK CARDS Amex BC 15k, Amex CM 1500, Amex Delta 1k, BB&T Travel 4500, BBVA 6900, CAP1QS 2600, Discover 3300, Marvel MC 6000, Wells Fargo CR 4500, Blispay 2k
CREDIT UNION CARDS DCU 2k , Robbins 10k, United1st 5k
STORE CARDS Amazon 10k, Home Depot 5k, PayPal 4k, Walmart 6k, Lowes 12k

thornback · ‎04-04-2019

@Jnbmom wrote:
DH got a preapproval in mail, thoughtI would give it a shot, stated it needs further processing uggg.

I know with mine I had fraud alert so they called to verfify, but was hoping for instant approval. Do they not do Instant approval?

I have no clue whether they do instants or not but I received a pre-approval from them in the mail yesterday and I'm refusing to app because I'm in the garden but it's really difficult to restrain myself with folks like you posting about this bank / card...

I wish DH (and you) the best of luck!!! Look forward to an update...

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

pinkandgrey · ‎04-04-2019

It seems rare for people to get denied for this one lol. I assume it’s an approval? Good luck! It’s a good card

Discover It: 26.5k
Fidelity Visa: 21.5k
Amex Cash Magnet: 20k
Apple Card: 9k

Anonymous · ‎04-04-2019

They do instant, DH got instant approval a few months back. They gave him a measly 2K SL. In the sock drawer it went.

Anonymous · ‎04-04-2019

@Anonymous wrote:
They do instant, DH got instant approval a few months back. They gave him a measly 2K SL. In the sock drawer it went.

I got the same instant approval for the same amount but I have been using it, it’s a pretty nice card.

Meanmchine · ‎04-04-2019

@howellco2 wrote:
I got letter was instantly approved for 6900 crazy it's such a odd amount..

However card is now in a sock drawer as they dont have a option to set up auto pay so I'm not fooling with it

Your serious? Really?

Good luck OP

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>3/2025 All 3 reports 845 - 850(F8) F9s = 835ish but my app finger is still twitching

Anonymous · ‎04-04-2019

I got a letter as well, was instantly approved for 1k. The rewards structure isnt that great and payment/reward claim system is difficult to use, so i would only recomend it to people looking to boost thier scores with active accounts.

Jnbmom · ‎04-04-2019

@Anonymous wrote:
I got a letter as well, was instantly approved for 1k. The rewards structure isnt that great and payment/reward claim system is difficult to use, so i would only recomend it to people looking to boost thier scores with active accounts.

I have the card myself SL 7500. I really like the card and love the rewards, And find their site easy to navigate.

I was just curious if they did instant approval which it appears they do.

EXP 780 EQ 796 TU 810

UncleB · ‎04-04-2019

@Jnbmom wrote:
@Anonymous wrote:
I got a letter as well, was instantly approved for 1k. The rewards structure isnt that great and payment/reward claim system is difficult to use, so i would only recomend it to people looking to boost thier scores with active accounts.
I have the card myself SL 7500. I really like the card and love the rewards, And find their site easy to navigate.

I was just curious if they did instant approval which it appears they do.

Yep, they definitely do... my approval was instant as well ($10k).

I will say it was the strangest online application I've dealt with. It was the only time I've been asked for my DL#, then the processing stopped to send a text to my phone in real-time - while the approval was in process.

Hopefully your DH will hear good news soon!