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Bcp pending review

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Snook_on_the_Line
Established Contributor

Bcp pending review

Logged into myFico today and my score had jumped 90 points      

so I headed over to the Equifax site and saw my only baddie had vanished 

 

checked Experian and it's also gone.  

so I decided it was time to try for an Amex BCP 

 

I thawed ex and eq and filled out the app and the wheel spun for what seemed like at least a full minute and I got a 14 day message and this email with an application ref number  but no phone number to call.    

 

What to expect

We'll let you know as soon as we're done reviewing your application or if we need any additional information.

 


What you can do next

Keep an eye out for an update from us. In the meantime, don't apply for any other American Express Cards.

 

Is this a good sign or bad sign?

 

I am currently 1/3, 1/24 on inquiries and new accounts.    Scores in sig are current.     

anyone have success with approval after an app going pending?

 

Message 1 of 5
4 REPLIES 4
Snook_on_the_Line
Established Contributor

Re: Bcp pending review

Called in today and they are requesting 4506c       

told them to cancel the application 

 

I'll try again in a few months

Message 2 of 5
infiniteCL
New Visitor

Re: Bcp pending review

Any updates on this OP?

Message 3 of 5
CreditCrusader
Valued Contributor

Re: Bcp pending review


@Snook_on_the_Line wrote:

Called in today and they are requesting 4506c       

told them to cancel the application 

 

I'll try again in a few months


I'll bet a buffalo nickel they'll ask for that same 4506 in a few months, too.

 

AMEX has great short and long term memories.

In my wallet: Local Credit Union $25,000, Northwest Bank VISA $25,000, AMEX BCP $10,000, Discover IT $10,000
Message 4 of 5
dfwxjer
Frequent Contributor

Re: Bcp pending review


@Snook_on_the_Line wrote:

Called in today and they are requesting 4506c       

told them to cancel the application 

 

I'll try again in a few months


Did you exaggerate your income that a 4506 wouldn't support? At any time they can do a Financial Review if they question your income. Amex is not the issuer to lie to. 

Current active cards:
Amex - Platinum, BCE
BofA - Unlimited Cash Rewards Sig
Chase - CSR, Amazon Prime
Citi - Custom Cash, Costco Visa
TCL - $315k
CC utili - 2%
Experian - 804
Message 5 of 5
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