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Best Buy CLI??

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Kennie02
Frequent Contributor

Best Buy CLI??

I have the Best Buy MC and I was wondering if anyone has gotten a CLI from them w/ a SP? I would like a bit more spending power for Black Friday!

NFCU cash $50k | BofA Cash Rewards $35k | USAA Rate Advantage $20K | Amex BCP $18k| Costco Anywhere $18.5k | Amex HH Surpass $15k | BofA $14k | WF $14k | Apple Card $6.5k | Cap One QS $4.5k | Sephora Visa $4k | Discover It $8.5k | Citi DC $3.5k | Citi AA Mile Up $5.1k | Chase Amazon $3k | Amex ED $3k | Chase IHG $3k | Chase Freedom Unlimited $4k | Chase Freedom $2.5k | Citi Rewards $2k | Last HP 7/28/25
Starting score 09/2013: 530 Current FICO 8:
Credit Age:
New Accounts:
Inq (6/12/24M):
Message 1 of 10
9 REPLIES 9
FinStar
Moderator Emeritus

Re: Best Buy CLI??

Unless your account is elegible for SP CLI when you request it online (rarely via phone), then the outcome will be HP for the most part.

Message 2 of 10
Kennie02
Frequent Contributor

Re: Best Buy CLI??

Meaning if I see a luv button it will be a SP? I don't want to hit the luv button if it will result in a HP...
NFCU cash $50k | BofA Cash Rewards $35k | USAA Rate Advantage $20K | Amex BCP $18k| Costco Anywhere $18.5k | Amex HH Surpass $15k | BofA $14k | WF $14k | Apple Card $6.5k | Cap One QS $4.5k | Sephora Visa $4k | Discover It $8.5k | Citi DC $3.5k | Citi AA Mile Up $5.1k | Chase Amazon $3k | Amex ED $3k | Chase IHG $3k | Chase Freedom Unlimited $4k | Chase Freedom $2.5k | Citi Rewards $2k | Last HP 7/28/25
Starting score 09/2013: 530 Current FICO 8:
Credit Age:
New Accounts:
Inq (6/12/24M):
Message 3 of 10
Creditaddict
Legendary Contributor

Re: Best Buy CLI??

No Best Buy MasterCard with Citi is always HP TU

Message 4 of 10
jimmyt2003
Established Member

Re: Best Buy CLI??

+1, i just tried for mine and CA is spot on

Chase Military Star $4K, IHG $5K, Amazon $3K, INK $5K | BOA AAA $2.5K, Visa $4.7K, Amex $2.5K | US BANK ACE $2K | BARCLAYS WS $3.5K | CAP1 - GM $3K | COMENITY TV $3.8K | DISCOVER IT $6.4K | DSNB AMEX $6K, STORE $1K | CITI HILTON $3K, HOME DEPOT $1.5K, EXXON $1K, CITGO $800, BEST BUY MC $300 | USAA Amex $6K, WWP $3.5K, Visa $4K, MC $1.5K | SYNCRONY WM MC $4.3K, STORE $3.3K, LOWES $8.5K, GAP VISA $3K, AMAZON SC $1.1K, BP $500, SAMS MC $3.6K, TOYS $2.1K | Amex Simply Cash $10K, Hilton $3.1K, PRG, GREEN, PLUM, Plenti $2K | MILITARY STAR $5.7K | PAYPAL
Message 5 of 10
FinStar
Moderator Emeritus

Re: Best Buy CLI??


@Creditaddict wrote:

No Best Buy MasterCard with Citi is always HP TU


Correct.  Admittedly, some folks have received SP CLIs via the online form but it clearly has to state that no CR will be obtained.  These are rare instances and very far and in between.

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Berk
Established Contributor

Re: Best Buy CLI??

However, with the Best Buy STORE card, I have always gotten CLIs with a SP.

Message 7 of 10
taxi818
Super Contributor

Re: Best Buy CLI??


@Creditaddict wrote:

No Best Buy MasterCard with Citi is always HP TU


Best buy mc. Hp for sure. 

Message 8 of 10
capitalkid
Regular Contributor

Re: Best Buy CLI??

Has always been a HP for me, usually on TU.  I am in Ca.  

Message 9 of 10
taxi818
Super Contributor

Re: Best Buy CLI??

I wonder since  I'm paid in full and the new 81 inch HDTV out. Will they consider.  Hmmm. Should go for it if they pull tu.  Not sure. 

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