Best Buy starting limits?

[masscredit]

I usually don't apply for store cards to get their rewards but I'll be buying a $3K TV soon and I see I can get 10% back in rewards. That will be $300.00 to spend on something else.  I had a BB card about 12 years ago. I believe the limit was at least $7500. My scores are in the 740-748 range.  Can I expect a decent SL if I apply? 

[Anonymous]

Retail is dying.  Are you applying for utilization?

[sarge12]

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@masscredit wrote:

I usually don't apply for store cards to get their rewards but I'll be buying a $3K TV soon and I see I can get 10% back in rewards. That will be $300.00 to spend on something else.  I had a BB card about 12 years ago. I believe the limit was at least $7500. My scores are in the 740-748 range.  Can I expect a decent SL if I apply? 

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I can't imagine what kind of TV cost's 3000 dollars....last one I bought on sale was 55" for 350 dollars.

[masscredit]

I would be applying to take advantage of their 10% back in rewards.  That will be close to $300.00. I might also use their 0% financing offer. I can just pay for it but I might use that.

It's a 75" Samsung 4K TV that would replace the 65" non-4K TV I have in my living room.  4K is like being there! 

https://www.bestbuy.com/site/samsung-75-class-74-5-diag--led-2160p-smart-4k-ultra-hd-tv-with-high-dy...

[Anonymous]

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@sarge12 wrote:

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@masscredit wrote:

I usually don't apply for store cards to get their rewards but I'll be buying a $3K TV soon and I see I can get 10% back in rewards. That will be $300.00 to spend on something else.  I had a BB card about 12 years ago. I believe the limit was at least $7500. My scores are in the 740-748 range.  Can I expect a decent SL if I apply? 

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I can't imagine what kind of TV cost's 3000 dollars....last one I bought on sale was 55" for 350 dollars.

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Plenty of TVs cost more than $3K.  Depending on size and technology they are significantly better than the lower end tvs.  Have you ever seen an LG OLED in 4K?  

[afijunkie]

A year ago, I app'ed and got approved for 2500 with scores about 80 points lower than yours, so I would assume givng the limits of your other cards they would start you off with something decent. The card grows quick. I'm already at 12.5k. Hope this helps.

[Gmood1]

Or you could buy it online. Depending on the state, you won't pay sales tax. Use a 2% cash back card and you'll break even or come out ahead depending on sales tax in your area.

Sounds like really nice TV. You ever thought about a front projector? For movies and sports there's nothing like it. It changes your entire viewing experience. Can't wait to get mine set back up!

[Anonymous]

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@masscredit wrote:

I would be applying to take advantage of their 10% back in rewards.  That will be close to $300.00. I might also use their 0% financing offer. I can just pay for it but I might use that.

It's a 75" Samsung 4K TV that would replace the 65" non-4K TV I have in my living room.  4K is like being there! 

https://www.bestbuy.com/site/samsung-75-class-74-5-diag--led-2160p-smart-4k-ultra-hd-tv-with-high-dy...

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I just did this with my TV purchase, however i chose the visa version rather then the store only, because why not?

But, you cant get the 10% back AND the 0% financing offer. Its an EITHER/OR offer. You either take the 10%, or you take the 0% financing. Atleast that was the case for me. I obviously took the 10%, and now i have free best buy money to spend before it expires in october!

EDIT* spelling

[masscredit]

I've looked into some of the online retailers. I guess Samsung has a MAP policy (Minimum Advertised Pricing). They are all the same or within a few dollars of eachother. I could take a 90 minute ride to purchase the TV in NH. They isn't sales tax up there so that would save 6.5%. The problem with that is the box is huge. I definately won't fit in my car and probably wouldn't fit in a friend's SUV so I'll probably just buy it local and take advantage of the free delivery. I haven't looked into projectors much, I rather go with a regular TV like this. 

I'll have to read the fine print on that card if I apply for one. The 10% back would be worth more than 0%.  I don't have to finance the purchase. 

[Anonymous]

I just got an email on my card that offered 15% in rewards PLUS the financing. But... it wa only on select Samsung TVs.

To answer your question.... I had a 755 Fico 8 and I got a $2k SL. I was dissapointed and would not have applied if I knew it would be that low. The TV I want is $4000. It’s not gonna help me much and it is a HP for a CLI I believe. I thought about closing but I will wait a year and see if I get an auto CLI or can get a SP CLI and if not.... bye.

GL if you apply