Best experian/Transunion lenders?

Anonymous · ‎11-23-2018

Hi all!!

Looking for best lenders currently that use experian or Transunion (major CC or Credit unions (located in SoCal)

750 experian, 760 Transunion. DTI 8%. Highest current is 15k. Thanks so much.

Medic981 · ‎11-23-2018

Welcome to the myFICO forums!

You are really going to have to define what you consider is "best" when it comes to what you are looking for in a credit card or credit union.

Bank of America Cash Rewards Visa Signature : 8/17 : $11.2K APR 18.99%

SYNCB - Amazon Prime Store Card : 9/17 : $5K APR 28.24%

Synchrony Car Care : 9/17 APR 29.99%: $2.5K

Synchrony - Conoco : 9/17 : $1.55K APR 29.24%

American Express Everyday Cash : 7/18 : $20K APR 18.74%

Citi Bank Double Cash World Elite MasterCard : 8/18 : $6.5K APR 3.99%

NFCU Flagship Rewards Signature Visa : 11/18 : $25K APR 9.99%

Chase Sapphire Preferred Visa Signature : 10/19 : $8.2K APR 19.99%

PenFed Gold Visa Signature : 03/20 : $7.5K APR 16.49%

Bank of America Amtrak Guest Rewards Platinum Mastercard : 11/20 : $8K APR 18.99%

Synchrony Bank - CareCredit: 12/20 : $4K APR 26.99%

Synchrony Bank - Lowes: 7/21 : $7K APR 25.99%

Chase Freedom Unlimited Visa Signature : 10/21 : $12.3K APR 19.99%

Chase Southwest Airlines Rapid Rewards Priority Visa Signature

USAA Preferred Cash Rewards Visa Signature Card

Your FICO credit scores are not just numbers, it’s a skill.

RonM21 · ‎11-23-2018

Welcome cheezit! Are you saying the lender can only be located in the SoCal area?

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

Remedios · ‎11-23-2018

What's on EQ that's not on the other two?

There is no such a thing as best issuer, just cards that are best for your spend.
You did not include enough info to give you a good advice.
Are you looking for travel cards, 0% promo etc

Meanmchine · ‎11-23-2018

Amex = Exp

NFCU = TU

Good luck

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2025 All 3 reports 845 - 850(F8) F9s = all 850 but my app finger is still twitching