Best odds for a third card

Anonymous · ‎05-11-2015

Hello all. I currently have 2 secured cards and looking for a third. My EQ 669 TU 660 EX 649. I only have 2 med collections from 2011 and a $3K student loan. Not sure what card I should app for. Any suggestions are grteatly appreciated

Pitt570 · ‎05-11-2015

Check the capone prequal and see what comes up...looks like you have good scores.

PSECU $20k | Navy cash rewards $22K | Navchek $15k | BBVA NBA 4.5K | Discover it $1.5K I Chase CSP $12.5K | Cabelas Visa $1K | Chase Slate $3.5k | Lowes $20k || Paypal SC $2K Home depot $8K |Chase united mileage plus explorer 17K | PenFed Promise 12.5K | PenFedPlatinum 20K | Navy Go rewards $4.5K

Pitt570 · ‎05-11-2015

is there anyway you can join navyfederal???....you would get a awsome limit i bet.

PSECU $20k | Navy cash rewards $22K | Navchek $15k | BBVA NBA 4.5K | Discover it $1.5K I Chase CSP $12.5K | Cabelas Visa $1K | Chase Slate $3.5k | Lowes $20k || Paypal SC $2K Home depot $8K |Chase united mileage plus explorer 17K | PenFed Promise 12.5K | PenFedPlatinum 20K | Navy Go rewards $4.5K

Anonymous · ‎05-11-2015

I really don't want Cap One lol but no I cant join NF..that would be nice though!

AeroKrix · ‎05-11-2015

Since your TU is the highest, looking to Sync or Barclays. Be warned, Barclays hates unpaid collection accounts. They have been known to flat out deny if there is any unpaid collection accounts. Sync maybe a little more lenient in that regards.

Current 10/24/2024 EQ - 777 FICO ; EX - 777 FICO ; TU - 781 FICO

SouthJamaica · ‎05-12-2015

If I were you I would apply for BarclayRewards card and/or Capital One Quicksilver

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 23700

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

Geo-fenced credit union Platinum Visa 10500

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682

dobirdsmommy · ‎05-12-2015

@AeroKrix wrote:
Since your TU is the highest, looking to Sync or Barclays. Be warned, Barclays hates unpaid collection accounts. They have been known to flat out deny if there is any unpaid collection accounts. Sync maybe a little more lenient in that regards.

Barclays I had no problem getting the card with an unpaid collection that just fell off last week and a Fed Tax Lien.

Synchrony wont touch me with a 1000000000000 foot pole and I never did them wrong

building since 2011 Wallet:ME: Walmart 3k;Barclays Rewards 10k, Venture 18k; Slate 5k; Freedom 10k; overstock 4.8k, SGV2.5k; WEMC 20k 1.5 Rewards, Gamestop 1.2k, Fingerhut 3k; 2 NMAC Leases , VS 1.75k, BH 1.62k, Express 1.6k, Avenue 1.75k, JCrew 5k, HSN 1.47k, Torrid 1.55k, Roamans 1.4k, Jessica London 1.54k, kings direct 1.7k, Buckle 1.4k, WW 1.65k, ........ baddies:Fed Tax Lien
DH: 1750 capital one fh 2000, AU - VS, BH, HSN, WEMC, SPGV. Freedom, Slate, Venture, Barclays

SecretAzure · ‎05-12-2015

@Anonymous wrote:
Hello all. I currently have 2 secured cards and looking for a third. My EQ 669 TU 660 EX 649. I only have 2 med collections from 2011 and a $3K student loan. Not sure what card I should app for. Any suggestions are grteatly appreciated

What's your Util? Maybe look into Amex BCE or ED (depending on what type of benefits you'd prefer). Amex usually prefers clean but not lenghty profiles. Also, do you know your AAOA?

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MC

Must garden until 2/1/2022 to hit my goal AAOA.