Blacklisting

[expatCanuck]

---

@UncleB wrote:

---

@dsotm76 wrote:

I want to take a moment and say THANK YOU for all the replies, even the humorous one.  I always enjoy a good laugh.  This is definitely good information to know.  ...

Forgive my newness here, but what do DP and IIB mean?

---

Hi @dsotm76, here's a link to a thread that lists common abbreviations used on myFICO:  http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/td-p/88458

---

Thanks UncleB.  By the way -- DP isn't in the Abbreviations list.

[UncleB]

---

@expatCanuck wrote:

---

@UncleB wrote:

---

@dsotm76 wrote:

I want to take a moment and say THANK YOU for all the replies, even the humorous one.  I always enjoy a good laugh.  This is definitely good information to know.  ...

Forgive my newness here, but what do DP and IIB mean?

---

Hi @dsotm76, here's a link to a thread that lists common abbreviations used on myFICO:  http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/td-p/88458

---

Thanks UncleB.  By the way -- DP isn't in the Abbreviations list.

---

@expatCanuck, thanks for the heads-up... it's there now. 

[expatCanuck]

---

@UncleB wrote:

---

@expatCanuck wrote:

---

@UncleB wrote:

---

@dsotm76 wrote:

I want to take a moment and say THANK YOU for all the replies, even the humorous one.  I always enjoy a good laugh.  This is definitely good information to know.  ...

Forgive my newness here, but what do DP and IIB mean?

---

Hi @dsotm76, here's a link to a thread that lists common abbreviations used on myFICO:  http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/td-p/88458

---

Thanks UncleB.  By the way -- DP isn't in the Abbreviations list.

---

@expatCanuck, thanks for the heads-up... it's there now. 

---

@UncleB - As well as Data Point, might it also (depending on context) stand for Double Pull?

[UncleB]

---

@expatCanuck wrote:

---

@UncleB wrote:

---

@expatCanuck wrote:

---

@UncleB wrote:

---

@dsotm76 wrote:

I want to take a moment and say THANK YOU for all the replies, even the humorous one.  I always enjoy a good laugh.  This is definitely good information to know.  ...

Forgive my newness here, but what do DP and IIB mean?

---

Hi @dsotm76, here's a link to a thread that lists common abbreviations used on myFICO:  http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/td-p/88458

---

Thanks UncleB.  By the way -- DP isn't in the Abbreviations list.

---

@expatCanuck, thanks for the heads-up... it's there now. 

---

@UncleB - A well as Data Point, might it also (depending on context) stand for Double Pull?

---

In context it might, but that usage isn't wide-spread enough to warrant another edit, IMO.  If that changes we can always go and add it later, though. 

[DeeBee78]

In regards to Chase, my mom burned them for thousands back in the 90’s, but didn’t file for BK.

Two years ago, I helped her rebuild (all she had on her reports was a paid car loan that shouldn’t have still been reporting) and told her to apply for a Freedom card. Instant 17.5K approval. Ended up doing an app speee that day and she also netted a 22K approval on the Sapphire Preferred. Can’t believe they let her back in, but the data points reported here were correct, and they did. 

[vV35Hszm]

---

@UncleB wrote:

---

@expatCanuckwrote:

---

Thanks UncleB.  By the way -- DP isn't in the Abbreviations list.

---

@expatCanuck, thanks for the heads-up... it's there now. 

---

Just had to look it up myself I guessed "down payment".

[Jnbmom]

---

@Anonymous wrote:

I have read that if you are blacklisted with Barclays they don't HP. So at least that one won't be hit. It will say something about unsatisfactory performance or something. Not sure if that is still true or how long Barclay's memory is. 

---

They still pulled mine and i am on their BL, however didn't pull hubby's and he also is on BL They definitely pulled a HP for me but not him, they must really not like me 😂😂😂