BlisPay Denied!

[Anonymous]

Even on hear raves about it so I wanted to try. BIG FAT! NO! my score was 689

[JR_TX]

Sorry to hear about your denial OP.
Where are you getting your score from? Blispay uses Experian only for application and reporting that’s why it is a semi Hidden trade line.
Oh and by the way welcome to the myFICO forum!

[Anonymous]

Blispay does approve people as low as 680 FICO, but they're profile-related.  What are your derogatories keeping your score low?

[fuzzle]

probably another "unable to verify identity," which doesn't seem to be the real reason, maybe a quota or profitability calculation

[Anonymous]

---

@Anonymous wrote:

Even on hear raves about it so I wanted to try. BIG FAT! NO! my score was 689

---

Is that a Fico score?

[Anonymous]

---

wrote:

probably another "unable to verify identity," which doesn't seem to be the real reason, maybe a quota or profitability calculation

---

yup can't verify id so big fat no and yes that was my fico8 score .

[AverageJoesCredit]

If you are looking for similar cc's or products , You may try for the Paypal Credit , its hidden for now and gives you 6 months 0% financing on purcgases of $99 and above. It may eventually become reportable. There is also Paypal 2% MC thats a good card for cashback. Just some viable options.

Oh, and welcome back to the forum One quick point of view, though many cards here get high raves from many, always go for a card that will work for your lifestyle and spend

[Anonymous]

Failure to verify identity strikes again.  It's pathetic that Blispay is about to hit their 2 year anniversary and they still haven't ironed out this glaring flaw in their approval/denial process.  There's easily got to be 100+ posts on this forum about people being denied for this reason.  You've got to figure at least half of them, probably more would have been otherwise approved.  What a lose-lose, both for those that are denied and for Blispay for not taking on them as new customers.  Really poor business flaw, no doubt.

[morgacj2004]

I was approved almost 2 years ago with a sub 670 card 3 .5 years post BK DC. 5k CL. I recently closed the card due to hidden tradeline and crappy customer service. Also takes forever to get my payments posted. Not a bad card if you use the 6 months deferred interest