Showing results for 
Search instead for 
Did you mean: 

BoA Travel Rewards Mailer

Estimate your FICO® Score range for free

FICO® Score Estimator

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Regular Contributor

BoA Travel Rewards Mailer

Hey y’all,

I received a “Pre-selected” mailer for a BoA Travel Rewards the other day. It has a fixed APR but no online code. It wants me to other call the application number or walk into a branch. (Not a traditional BoA branch in my area) The only relationship I have with BoA is a Merrill Edge account with only ~500 dollars in investments just to try out the interface.

Seems like a pretty loose mailer? But I haven’t heard them using “Preapproved” language for awhile.

Thoughts? Felt pretty vague but I’m interested in the SUB and possibility for a Visa Sig since BoA tends to give decent SLs.
Message 1 of 5
Senior Contributor

Re: BoA Travel Rewards Mailer

Is there a section surrounded by a box that contains opt-out language?

FICO 8 (EX) 790 (TU) 808 (EQ) 791
FICO 9 (EX) 829 (TU) 820 (EQ) 829

$800K+ club
Message 2 of 5
Regular Contributor

Re: BoA Travel Rewards Mailer

There is an opt-out offers box at the bottom.
Message 3 of 5

Re: BoA Travel Rewards Mailer

Both pre-approved and pre-selected offers from BoA would have the opt-out language in addition to the set APR. The pre-approval offers tend to be more solid whereas the others, depending on your overall profile, may be 50/50 at best.

Only way to know the outcome is if you decide to apply.
Message 4 of 5
Regular Contributor

Re: BoA Travel Rewards Mailer

I received what seems like the same mailer. Surprised as I've never received any mailers from boa. Looks legit with set apr and a personal secure code. I do have a cash rewards that I've had since '14 that now has a card limit of over 32K, but I have no use in the car since I put my travel spend on my CSR.Resized_20190814_041438.jpeg

Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.