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BoA and U.S. Bank Applications....

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pi-r-squared
Frequent Contributor

BoA and U.S. Bank Applications....

Jumping off a successful 2nd Discover app, I tried for BoA Bankamericard and U.S. Bank Platinum.

 

BoA was a instant denial and U.S. Bank gave me a 7-10 day message.  I'm thinking U.S. Bank will also be a reject but there's always hope until there isn't!





Message 1 of 4
3 REPLIES 3
Traveler101
Established Contributor

Re: BoA and U.S. Bank Applications....

Wait until you get the letters. It does not specifically mean you have been declined. With fraud on the rise, it may be something as simple as additional information required or verification that you actually applied. Both boa and usb are big on that. Hopefully it may turn out in your favor. 

Message 2 of 4
Iusedtolurk
Established Contributor

Re: BoA and U.S. Bank Applications....


@pi-r-squared wrote:

Jumping off a successful 2nd Discover app, I tried for BoA Bankamericard and U.S. Bank Platinum.

 

BoA was a instant denial and U.S. Bank gave me a 7-10 day message.  I'm thinking U.S. Bank will also be a reject but there's always hope until there isn't!


@pi-r-squared  Boa instantly denied me when I applied 8 months ago and then I received a letter requesting Drivers license copy a week later. After they received it I was approved. Horribly low limit of 600 dollars (My lowest limit Highest being 17000) but still an approval.

 

CLI requests (2 clicking Request CLI Link) since then have been denied with same reason. Account not 12 months old and No other Boa accounts.

Message 3 of 4
nytokyobred79
Valued Contributor

Re: BoA and U.S. Bank Applications....


@pi-r-squared wrote:

Jumping off a successful 2nd Discover app, I tried for BoA Bankamericard and U.S. Bank Platinum.

 

BoA was a instant denial and U.S. Bank gave me a 7-10 day message.  I'm thinking U.S. Bank will also be a reject but there's always hope until there isn't!


Hope you had some luck with U.S Bank

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- about $240K | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Savor(pc’d from Venture Rewards)- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
U.S. Bank Shield Visa SL: $500, successfully manually reconned to $15K
Message 4 of 4
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