BoA is a HP for a CLI, correct?

[McNugget]

The LUV button just showed up on my BoA Cash Rewards card.  Hitting it is a HP, right?   I'm trying to keep those to a minimum because I might be looking into a mortgage soon. 

[AllZero]

SP

[AverageJoesCredit]

No but anything is possible even when recent data says opposite. 

[McNugget]

Maybe I'll go for it then.  I'm hoping to BT, but my current limit isn't enough to do what I'd like.

[McNugget]

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@AverageJoesCredit wrote:

No but anything is possible even when recent data says opposite. 

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True.  They did seem to include verbiage about a potential hard pull.  

[M_Smart007]

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@McNugget wrote:

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@AverageJoesCredit wrote:

No but anything is possible even when recent data says opposite. 

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True.  They did seem to include verbiage about a potential hard pull.  

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So far I have never had a HP for asking for a BoA CLI.

[AllZero]

They'll check TU. You'll need at least 91 days from last CLI. If it's a new card, they may make you wait a year. BoA has been a little tight with new cards. Expect 2-3x CLI if current CL is low.

[AverageJoesCredit]

Boa wont approve me a cli, my hyper link is forever broke, a new card but keeps offering me a Business card🥴 Sure ill apply, i love instant rejections!

[Anonymous]

I mean who doesn’t love an instant rejection right?! Lol j/k 

Re: BoA is a HP for a CLI, correct?

Boa wont approve me a cli, my hyper link is forever broke, a new card but keeps offering me a Business card🥴 Sure ill apply, i love instant rejections!

[Anonymous]

Boa wont approve me a cli, my hyper link is forever broke, a new card but keeps offering me a Business card🥴 Sure ill apply, i love instant rejections!

[AverageJoesCredit]

I should experiment, open a checking account and then try the second card, lol maybe then i can say i have a banking relationship