@RickNATL wrote:
My experience was weird. I got the pre-qual online years ago, applied then got a letter or email (don't recall) for the secured version for $99 or something like that. I passsed at the time. I have a pre-select letter now so I'm curious how it turns out for you if you app.
That sounds like they offered you their secured offering where the applicant pays a $99 guarantee that BoA holds against a card with $500 credit limit. There are a few members here who have, or have held, that particular card.
(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850
$1M+ club
Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
