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Hello everyone. On 9/11, I apped for the BankAmericard, I recieved the 7-10 message. I knew it was going to happen because there is a fraud alert on all my credit reports from last year when someone tried to steal my identity. Also, I have a freeze on my EX because I currently have a dispute open with them.
So, I called about 30 minutes later and spoke with one of the CSRs. She explained to me that they pulled EX and it was locked and then asked permission to pull TU. I gave her permission and a few minutes later, she said that I was approved for 20K. I was immediately alerted by TU that BofA pulled my report.
However, it's been 3 days since I've apped for the card and this morning, I received another alert from TU saying that I had another HP. BofA pulled TU again and nothing has changed since they pulled it 3 days ago. So, my question is, are they allowed to do that without my permission? And if not, can I request for them to remove the inquiry or should I just dispute it directly with TU?
Okay. Thank you.