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I was buying a faucet that was showing from another company but it was still on the Wayfair site ( had not seen it before because it was offering other finance options... it runs it for Affirm, some other and Genesis.
I came back declined for the first 2 and pre-approved to Genesis (the worst one I suppose)
No 0%
$3,000 offer.
I declined and checked out with PayPal Credit 0% for 6 months instead.
Someone just posted about Wayfair and Genesis. The account was opened even though they didn't use it.

Sounds very suspicious. Monitor your credit reports to ensure no fraudulent activity shows up.