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Buying on Wayfair - Credit offer from Genesis

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Creditaddict
Legendary Contributor

Buying on Wayfair - Credit offer from Genesis

I was buying a faucet that was showing from another company but it was still on the Wayfair site ( had not seen it before because it was offering other finance options... it runs it for Affirm, some other and Genesis.

I came back declined for the first 2 and pre-approved to Genesis (the worst one I suppose)

No 0%

$3,000 offer.

I declined and checked out with PayPal Credit 0% for 6 months instead.

Message 1 of 3
2 REPLIES 2
Brian_Earl_Spilner
Credit Mentor

Re: Buying on Wayfair - Credit offer from Genesis

Someone just posted about Wayfair and Genesis. The account was opened even though they didn't use it.

    
Message 2 of 3
SweetCreditObsession
Valued Contributor

Re: Buying on Wayfair - Credit offer from Genesis

Sounds very suspicious. Monitor your credit reports to ensure no fraudulent activity shows up.



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





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