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CHASE CLI AT ACTIVATION

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tmoney
Regular Contributor

CHASE CLI AT ACTIVATION

When activating your new cc and requesting a higher limit, does chase perform another hp ?

Message 1 of 9
8 REPLIES 8
ojefferyo
Valued Contributor

Re: CHASE CLI AT ACTIVATION

I don't think chase will give you a CLI right after activation, but they have always told me a CLI by the customer is a HP

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 2 of 9
Creditaddict
Legendary Contributor

Re: CHASE CLI AT ACTIVATION


@tmoney wrote:

When activating your new cc and requesting a higher limit, does chase perform another hp ?


Yes you can request and depending many have had great success (especially slate for BT) but it will be another HP unless they pulled 2 during approval than usually won't cost you a 3rd.

Message 3 of 9
Anonymous
Not applicable

Re: CHASE CLI AT ACTIVATION


@Creditaddict wrote:

@tmoney wrote:

When activating your new cc and requesting a higher limit, does chase perform another hp ?


Yes you can request and depending many have had great success (especially slate for BT) but it will be another HP unless they pulled 2 during approval than usually won't cost you a 3rd.


Is that so? Nice.

Message 4 of 9
Jerry45
Valued Contributor

Re: CHASE CLI AT ACTIVATION

Yes, it will be a HP. I was approved at Chase yesterday, called a CR to verify my starting limit, and I did ask him about CLI's. He said they will always be Hard Pulls, even after activation.

Message 5 of 9
Anonymous
Not applicable

Re: CHASE CLI AT ACTIVATION


@Jerry45 wrote:

Yes, it will be a HP. I was approved at Chase yesterday, called a CR to verify my starting limit, and I did ask him about CLI's. He said they will always be Hard Pulls, even after activation.


Good to know!

Message 6 of 9
emptypockets
Valued Contributor

Re: CHASE CLI AT ACTIVATION

I received a Chase IHG card 8/14 with a 2k limit (they pulled EX and EQ). I called and asked for a CLI at activation, they said it would be a HP, abd it was approved for a CLI to 7k. They never did the HP for the CLI and I presumed it was because they did 2 HP's at the time of application.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
Message 7 of 9
uswala
Senior Contributor

Re: CHASE CLI AT ACTIVATION


@emptypockets wrote:

I received a Chase IHG card 8/14 with a 2k limit (they pulled EX and EQ). I called and asked for a CLI at activation, they said it would be a HP, abd it was approved for a CLI to 7k. They never did the HP for the CLI and I presumed it was because they did 2 HP's at the time of application.


COngrats on the CLI!

Message 8 of 9
Anonymous
Not applicable

Re: CHASE CLI AT ACTIVATION


@emptypockets wrote:

I received a Chase IHG card 8/14 with a 2k limit (they pulled EX and EQ). I called and asked for a CLI at activation, they said it would be a HP, abd it was approved for a CLI to 7k. They never did the HP for the CLI and I presumed it was because they did 2 HP's at the time of application.


Hmm, I thought the min limit for the IHG was $5,000.

Message 9 of 9
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