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CHASE Ugh!

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Anonymous
Not applicable

CHASE Ugh!

dis bank ugh why 5/24 ? WHY a trick ? Smiley Frustrated

Message 1 of 10
9 REPLIES 9
AverageJoesCredit
Legendary Contributor

Re: CHASE Ugh!

Who Dat? Who Dere? Smiley Wink
Message 2 of 10
Anonymous
Not applicable

Re: CHASE Ugh!

Tell me about it. That rule stinks :-)
Message 3 of 10
Anonymous
Not applicable

Re: CHASE Ugh!

I don't know that it stinks, who really needs 5 new CC in 24 months anyways? It's definitely a bummer if you're that person and want a Chase card though. I spent years not apping for CC, until me credit rebounded. Now I do maybe 1-2 a year, if that. Only just this year has everything fallen into place, very low utilization, no baddies, and a 750+ Score. So I though now was the time for some better cards.

Message 4 of 10
Anonymous
Not applicable

Re: CHASE Ugh!

Everyone’s credit needs are different my friend :-)
Message 5 of 10
chaos51
Regular Contributor

Re: CHASE Ugh!

I think 5/24 would make me mad if I were 6/24 or 7/24 not 1,000,000/24 (give or take)

Total Revolving Credit Limit: $306,900
Pay Over Time Limit: $85,000
Fico 8 Scores: Ex: 751, TU 751, EQ 741
Message 6 of 10
Asilomar
Frequent Contributor

Re: CHASE Ugh!


@AverageJoesCreditwrote:
Who Dat? Who Dere? Smiley Wink

HAHAHA!! 

 

I'm dead.

 

Compliments of Bobby Boucher

 

 

--------------------------------------------------------------------------------------------------------------------------------------------
EX 809 TU 806 EQ 810

Message 7 of 10
Anonymous
Not applicable

Re: CHASE Ugh!

I'd be more frustrated about the 5/24 rule if I weren't debarred from applying for a Chase card anyway due to IIB'ing them back in 2014. That being said, I've been given to understand that co-branded cards like the Amazon Visa don't fall under 5/24 and are possible to get post-BK, but I don't know how accurate my understanding is.

Message 8 of 10
AverageJoesCredit
Legendary Contributor

Re: CHASE Ugh!

5/24 is bad for those of us who like 29Smiley Happy The Fico mantraSmiley Wink
Message 9 of 10
Meanmchine
Super Contributor

Re: CHASE Ugh!


@chaos51wrote:

I think 5/24 would make me mad if I were 6/24 or 7/24 not 1,000,000/24 (give or take)


 

LOL

 

In about 2 weeks, Ill be 6/24

Too bad Chase hasnt approved me for an account since Bush was president (43)

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 10 of 10
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