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CLI declined -- Comenity Bank - What does this mean?

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Anonymous
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Re: CLI declined -- Comenity Bank - What does this mean?


@Anonymous wrote:

I also have an overstock card that started at $250 in Sept '17. February went to $4250 June went to $7500


"Went to" is a passive construction suggesting you are merely witness to this event. Is this so? Or, like Red Beard, did you drive the action, hitting the luv button "like it's your job"? If so, some details would be much appreciated, starting with: how often is too often; and, how often is not often enough? 

Message 11 of 15
Anonymous
Not applicable

Re: CLI declined -- Comenity Bank - What does this mean?

Definitely hit the luv button ...Double dipped both times... Started @ $250 Hit the luv approved to $2250 logged out, logged back in approved to $4250... Next time hit the love button approved for $5500, logged off and back in this time approved for $7500... Same thing on my bosgovs card. Started at $1500 in November. doubled dipped in Feb $3500 then $5500 and in June $7500 & $9500 

Message 12 of 15
Anonymous
Not applicable

Re: CLI declined -- Comenity Bank - What does this mean?


@Anonymous wrote:

@Definitely hit the luv button ...Double dipped both times... Started @ $250 Hit the luv approved to $2250 logged out, logged back in approved to $4250... Next time hit the love button approved for $5500, logged off and back in this time approved for $7500... Same thing on my bosgovs card. Started at $1500 in November. doubled dipped in Feb $3500 then $5500 and in June $7500 & $9500 


So about every 3 months is good? Do you apply until denied each time?

Message 13 of 15
Anonymous
Not applicable

Re: CLI declined -- Comenity Bank - What does this mean?

At 1st I did and was denied after the 2nd time so I just quit after 2x now.. And yes after 3 months seems to be the rule of thumb. Some cards require you to have the card for 6 months before you can get an increase tho. I have several comenity cards and most of their store cards report around the 16th so I generally wait till the end of that 3rd month. I don't think its a hard 3 months (90/91) days just 3 billing cycles.

Message 14 of 15
Anonymous
Not applicable

Re: CLI declined -- Comenity Bank - What does this mean?


@Anonymous wrote:

At 1st I did and was denied after the 2nd time so I just quit after 2x now.. And yes after 3 months seems to be the rule of thumb. Some cards require you to have the card for 6 months before you can get an increase tho. I have several comenity cards and most of their store cards report around the 16th so I generally wait till the end of that 3rd month. I don't think its a hard 3 months (90/91) days just 3 billing cycles.


That's good info for us novices. Thank you.

Message 15 of 15
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