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CLI of Discover

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Anonymous
Not applicable

CLI of Discover

I just pressed CLI button then filled with information like income.After that I got message

Your request is still under review.

Decisions are typically made within 2 business days of submission. There's nothing else you need to do at this time.

Isn't hard or soft pull ?

 

Thanks

Message 1 of 26
25 REPLIES 25
shoo
Frequent Contributor

Re: CLI of Discover


@Anonymous wrote:

I just pressed CLI button then filled with information like income.After that I got message

Your request is still under review.

Decisions are typically made within 2 business days of submission. There's nothing else you need to do at this time.

Isn't hard or soft pull ?

 

Thanks


Pretty sure it's soft. Discover lets you know when it's a HP. If you're nervous just call 24 hour CS. Might even be able to get a better increase.

$4200$1000$2650$53,000$6500$2500$12,500$7000$7000$34,700$12,100$10,000
EX - 790 | TU - 782 | EQ - ?
--- In the garden since April 2019 ---
Message 2 of 26
Anonymous
Not applicable

Re: CLI of Discover

Just called them ,they are unavaliable now   .However , the CLI button didn't ask for the amount that  I want to increase !!!! it asked for the income and monthly rent appartment then I clicked submit

Message 3 of 26
bigbang91
Established Contributor

Re: CLI of Discover


@Anonymous wrote:

Just called them ,they are unavaliable now   .However , the CLI button didn't ask for the amount that  I want to increase !!!! it asked for the income and monthly rent appartment then I clicked submit


When did you open your card,? Is it new? 

Message 4 of 26
Anonymous
Not applicable

Re: CLI of Discover

its from march 2014 with 700  and  my last CLI with HP was in October with 1250 .

Message 5 of 26
bigbang91
Established Contributor

Re: CLI of Discover


@Anonymous wrote:

its from march 2014 with 700  and  my last CLI with HP was in October with 1250 .


Thanks, im considering asking for a CLi too cause i just pass my 3 months since having the card

Message 6 of 26
Anonymous
Not applicable

Re: CLI of Discover


@Anonymous wrote:

its from march 2014 with 700  and  my last CLI with HP was in October with 1250 .


I've had Discover since college freshman year with a CL = 500, never received a CLI for >4 years. Lucky Smiley Happy

Message 7 of 26
Closingracer99
Valued Contributor

Re: CLI of Discover


@shoo wrote:

@Anonymous wrote:

I just pressed CLI button then filled with information like income.After that I got message

Your request is still under review.

Decisions are typically made within 2 business days of submission. There's nothing else you need to do at this time.

Isn't hard or soft pull ?

 

Thanks


Pretty sure it's soft. Discover lets you know when it's a HP. If you're nervous just call 24 hour CS. Might even be able to get a better increase.


I've pushed the button with no question and went with a cli and was a hard pull ...


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 8 of 26
NRB525
Super Contributor

Re: CLI of Discover


@Closingracer99 wrote:

@shoo wrote:

@Anonymous wrote:

I just pressed CLI button then filled with information like income.After that I got message

Your request is still under review.

Decisions are typically made within 2 business days of submission. There's nothing else you need to do at this time.

Isn't hard or soft pull ?

 

Thanks


Pretty sure it's soft. Discover lets you know when it's a HP. If you're nervous just call 24 hour CS. Might even be able to get a better increase.


I've pushed the button with no question and went with a cli and was a hard pull ...


I think the information about whether it would be SP or HP was earlier in the OP screen views, when you were starting the CLI request. You have to read the text they give you carefully, it should indicate whether it will "impact your credit score" or not, whether they need to obtain a copy of your CR or not, that sort of thing.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 9 of 26
Anonymous
Not applicable

Re: CLI of Discover

its a soft pull and it will most likely give you a 500 increase .. i did it last night

 

Message 10 of 26
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