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COMENITY BANK

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Regular Contributor

COMENITY BANK

Hi community....Does anyone know if commenity bank pulls TU at all?...thanks

Message 1 of 14
13 REPLIES 13
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Super Contributor

Re: COMMENITY BANK

Everything I have seen says EQ HP and EX SP but there are always exceptions. 



01/2019:
02/2020:

Closed: CareCredit $10K, B&H Payboo $7500
Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 2 of 14
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Moderator

Re: COMMENITY BANK

Based on recent DP's, EX is now trending as HP for the majors and EQ continues to be HP for the non-majors.  They are known to SP either CRA (YEMV).    But, as far as TU, that's fairly rare.  Just be sure everything is unlocked before submitting an app OP.

Message 3 of 14
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Super Contributor

Re: COMMENITY BANK

My WS VISA in October was HP EQ and SP EX so like everything it's YMMV since my card hasn't been shut down either despite my credit seeking behaviors. 



01/2019:
02/2020:

Closed: CareCredit $10K, B&H Payboo $7500
Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 4 of 14
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Moderator

Re: COMMENITY BANK


@Saeren wrote:

My WS VISA in October was HP EQ and SP EX so like everything it's YMMV since my card hasn't been shut down either despite my credit seeking behaviors. 


They switched primary CRAs in November...for the majors.  Alternate is still EQ.

Message 5 of 14
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Valued Contributor

Re: COMMENITY BANK

2018 3 hard pulls on EX for store cards. Overstock, J.Crew, Eddie Bauer

2019 hard pull on EQ for Famers Visa

Message 6 of 14
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Established Contributor

Re: COMMENITY BANK

I applied for the Comenity Sephora VISA and Total Rewards VISA. Spoke with an Agent today who confirmed they accessed EQ first then EXP. I live in Texas.








Message 7 of 14
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Established Member

Re: COMENITY BANK

I appd for a blue nile cc that's with comenity they pulled Equifax
Message 8 of 14
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Valued Member

Re: COMENITY BANK

These are all from the last few months. I applied for Wayfair and Jared but those SP are from pre-approval offers that popped while I was checking out. I don't want to say the shopping cart trick is alive since they already had my credit reports but they were really out there trying to tempt me.

Wayfair -  HP EQ

Jared HP EX

Ikea - SP EX

Ann Taylor - SP EX

JCrew SP EQ

Venus Sp EQ

Williams Sonoma  SP EQ

Express SP EQ

 

Message 9 of 14
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Established Contributor

Re: COMENITY BANK

@rgninja,

:Were all the Soft Pulls you listed via SCT?
:Was the Williams Sonoma the store or VISA card version?
:When you say they already had your credit report what do you mean?

Thanks








Message 10 of 14
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