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CSP Approval Odds?

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Anonymous
Not applicable

Re: CSP Approval Odds?

For your profile I'd look at a Discover It Card. As strong as a freedom but more likely to approve you if you are still looking (I see this is 3 months outdated) Sucks that you can't get pre-approvals before 21, would have saved me 2 inqs.

Message 11 of 12
sjt
Senior Contributor

Re: CSP Approval Odds?


@Anonymous wrote:
My fico 8 scored are:
737 EQ
745 TU
732 EX
my utilization I believe is 27% but I just paid it all off today.
I am under the 5/24 rule.
I have four cards
Capital one secured card 300 CL
Capital one student card 300 CL
Guitar center card 2200 CL
VS Card 700 CL
Income: 30K
Credit History avg is 2 years
(I’m 20)

What do you think my odds are?

Check out the Chase pre-qual site and see what comes up. FYI -My friend's son is under 21 and got some pre-qual offers.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 813 / EQ: 825 / TU: 818
Message 12 of 12
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