CSP - green check, set APR + verification

[Anonymous]

I jumped on a green check/set APR selected offer for the CSP yesterday morning. Current score (fico8) is 722. TU and Experian were hard pulled.

After not getting an auto-approval, I called recon after getting a 30 day message, and needed to verify my name and address. Went into branch, sorted it, and spoke with verification and they had recieved it and were going to "push my application for a 24-48 hour review". Before this call, I was getting the 7-10 day message, but it's since gone back to 30 days.

I'm trying to not get my hopes up - but in looking at previous data points, it looks like it could be favorable. Has anyone else dealt with this recently? Patience is not one of my strong suits  

[FinStar]

It sounds like it's still in the review stages. Some verification instances can still turn out to be a declined outcome so it could go in either direction.

Bottom line, you've already addressed one of the key steps so just be patient while it's in the final stages of processing.

[Anonymous]

Update:

One week later, and still no update. 😂 No denial has shown up, automated system is saying 30 days, and verification confirmed they have my ID and they’re reviewing. CSR was super nice and said that if I don’t see the card show up on my app by the 6th, then call back. I don’t want to get my hopes up .... but, wouldn’t it be a denial by now?

[Manonfire]

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@Anonymous wrote:

I jumped on a green check/set APR selected offer for the CSP yesterday morning. Current score (fico8) is 722. TU and Experian were hard pulled.

After not getting an auto-approval, I called recon after getting a 30 day message, and needed to verify my name and address. Went into branch, sorted it, and spoke with verification and they had recieved it and were going to "push my application for a 24-48 hour review". Before this call, I was getting the 7-10 day message, but it's since gone back to 30 days.

I'm trying to not get my hopes up - but in looking at previous data points, it looks like it could be favorable. Has anyone else dealt with this recently? Patience is not one of my strong suits  

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Sounds like you already have an account with Chase. Checking, credit card or both? Do any of your other credit cards have atleast a $5k limit?

[Anonymous]

I don’t have that much from Chase, but I do have a $3500 Freedom that’s 6 months old, close to maxed and paid off every month in full - it’s my go-to Card and I use it for nearly all spends. I have an income of $110k a year, so getting a higher limit shouldn’t be a problem. Just really going for the CSR as I want to maximize an upcoming spend.