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Caesar's Rewards - Comenity Bank Reviewing Application

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scootyes89
Contributor

Re: Caesar's Rewards - Comenity Bank Reviewing Application


@FinStar wrote:

@scootyes89 wrote:

I received my answer in the mail today, it's a denial, but for a reason I can totally respect. Too many cards opened recently. I can take that, no problem. I'll just wait 6 months to a year. 😊


Aw bummer.  Well, at least you're taking it well despite the outcome. Definitely give it some time and try it again.  See if you get a pre-approved offer by logging into your rewards account next time 😊


Yes!!! I will totally wait for that. Thanks for the heads up!

Message 11 of 23
Hoben02
Frequent Contributor

Re: Caesar's Rewards - Comenity Bank Reviewing Application

Just got this card while I was in a Caesar's Las Vegas casino,  didn't really want it but I needed another players card and the rep was so persistent. Anyways it looks like a soft pull don't see a credit inquiry on my Experian. Then off all things they issued the card at the cashiers cage. Then I was told to make a small purchase and get the receipt went back to the Caesar's reward where they gave me a platinum players card and a $20 food voucher good for six months. 

Chase (CSP,CF,CFU,southwest premier)
Barclay(jetblue, arrival)
Bofa(US pride, premium, travel, cash, Suzy komen)
Citi(Premier, Double cash, Costco)
Fnbo(Mlife)
Amex(everyday, cash, Hilton)
Blockfi
Caesars rewards
Sofi
Gemini
Cap One Savor One
Message 12 of 23
4sallypat
Valued Contributor

Re: Caesar's Rewards - Comenity Bank Reviewing Application


@Hoben02 wrote:

Just got this card while I was in a Caesar's Las Vegas casino,  didn't really want it but I needed another players card and the rep was so persistent. Anyways it looks like a soft pull don't see a credit inquiry on my Experian. Then off all things they issued the card at the cashiers cage. Then I was told to make a small purchase and get the receipt went back to the Caesar's reward where they gave me a platinum players card and a $20 food voucher good for six months. 


Wow, they must really be hurting to offer credit on the spot!

You should post on Credit Card Approvals section with your starting CL !

 

I just logged into my Total Rewards (Caesar's) and immediately got another pop up for a pre-approved Caesar's Rewards VISA.

Wonder what credit limits are commonly issued from Comenity ??

 

Hmmm- thinking of going to Vegas soon...

Screen Shot 2022-01-15 at 7.33.50 AM.png

Message 13 of 23
coldfusion
Community Leader
Mega Contributor

Re: Caesar's Rewards - Comenity Bank Reviewing Application


@4sallypat wrote:

 

I just logged into my Total Rewards (Caesar's) and immediately got another pop up for a pre-approved Caesar's Rewards VISA.

Wonder what credit limits are commonly issued from Comenity ??

 

Hmmm- thinking of going to Vegas soon...

 


If I were going to take a stab at the median range for the starting limit on this card I would put it at around $3-5K but if used it's a card that can be grown to decently high limits over time.

(2/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 14 of 23
scootyes89
Contributor

Re: Caesar's Rewards - Comenity Bank Reviewing Application

Hey all! I got the pre approval pop up this time on my Rewards Page, filled out the ap and it gave me a 7-10 day message... 

I thought I was Pre-Approved?!?!?

so confused. 

Message 15 of 23
FinStar
Moderator Emeritus

Re: Caesar's Rewards - Comenity Bank Reviewing Application


@scootyes89 wrote:

Hey all! I got the pre approval pop up this time on my Rewards Page, filled out the ap and it gave me a 7-10 day message... 

I thought I was Pre-Approved?!?!?

so confused. 


Pre-approvals don't always translate into instant approvals. Lots goes behind the scenes  for some of their card programs that could yield instant results. It just depends on a variety of factors.

Sounds like you may receive a notification by mail to complete the process, if anything. Hopefully, none of your CRAs (including secondary ones like LexisNexis or SageStream) were frozen. Otherwise, the application, even if pre-approved, may not yield a good outcome.

 

Keep your thread posted as this appears to be round #2 🤠

Message 16 of 23
scootyes89
Contributor

Re: Caesar's Rewards - Comenity Bank Reviewing Application

Will do, FinStar! As soon as I hear something I will most definitely post here. 😀

Message 17 of 23
FinStar
Moderator Emeritus

Re: Caesar's Rewards - Comenity Bank Reviewing Application


@scootyes89 wrote:

Will do, FinStar! As soon as I hear something I will most definitely post here. 😀


Excellent.

 

As I mentioned on another recent Comenity application thread, if it's likely due to verification, you'll be given a direct number to call along with a reference ID.

 

Be sure to be familiar with some CRA personal data along with potential public records info (addresses, aliases, people associated with you, vehicles you've had, etc). If you pass all the questions, then you'll be approved. So, I'm assuming you'll get that type of letter.

Message 18 of 23
scootyes89
Contributor

Re: Caesar's Rewards - Comenity Bank Reviewing Application

 


@FinStar wrote:

@scootyes89 wrote:

Will do, FinStar! As soon as I hear something I will most definitely post here. 😀


Excellent.

 

As I mentioned on another recent Comenity application thread, if it's likely due to verification, you'll be given a direct number to call along with a reference ID.

 

Be sure to be familiar with some CRA personal data along with potential public records info (addresses, aliases, people associated with you, vehicles you've had, etc). If you pass all the questions, then you'll be approved. So, I'm assuming you'll get that type of letter.



Awesome, noted and thanks for the heads up. Much appreciated!!

Message 19 of 23
scootyes89
Contributor

Re: Caesar's Rewards - Comenity Bank Reviewing Application

The HP showed up tonight on Equifax. So, who knows?

Message 20 of 23
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