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Can't get citi pre approval?

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taxi818
Super Contributor

Can't get citi pre approval?

Back in March I got two mailers from citi. The Home Depot pre selected and the diamond preferred. I took Home Depot as I was thinking high limit. But I got 2k. After they wanted another hp soon as I got card in hand I said no way. You just st pulled it a week ago. They wanted me to unfreeze eq. Anyway. My brother had same pre selected and went for diamond preferred. He got 1k limit. I put mine in shredder. Now for the life of me on their pre qual site I can't get anything. I will even take simplicity if I must. I have best buy mastercard plat. No AF. And HD what's a person to do? Cold app?  Not happening. How reliable is ther pre approval site. I know chase reliable. Discover and boa sucks. Cap one goid. But citi. I have no ideal. I did not have this hard of a time for my amex 

Message 1 of 21
20 REPLIES 20
Anonymous
Not applicable

Re: Can't get citi pre approval?


@taxi818 wrote:

Back in March I got two mailers from citi. The Home Depot pre selected and the diamond preferred. I took Home Depot as I was thinking high limit. But I got 2k. After they wanted another hp soon as I got card in hand I said no way. You just st pulled it a week ago. They wanted me to unfreeze eq. Anyway. My brother had same pre selected and went for diamond preferred. He got 1k limit. I put mine in shredder. Now for the life of me on their pre qual site I can't get anything. I will even take simplicity if I must. I have best buy mastercard plat. No AF. And HD what's a person to do? Cold app?  Not happening. How reliable is ther pre approval site. I know chase reliable. Discover and boa sucks. Cap one goid. But citi. I have no ideal. I did not have this hard of a time for my amex 


I can never get any pre approval on their site yet I've managed to get instantly approved for two of their cards with very nice limits .  I'd just apply if you want the card.  Their site is fairly good if you get a preapproval (my g/f gets them) but that doesn't mean you need to be preapproved to get one of their cards

Message 2 of 21
FinStar
Moderator Emeritus

Re: Can't get citi pre approval?


@taxi818 wrote:

Back in March I got two mailers from citi. The Home Depot pre selected and the diamond preferred. I took Home Depot as I was thinking high limit. But I got 2k. After they wanted another hp soon as I got card in hand I said no way. You just st pulled it a week ago. They wanted me to unfreeze eq. Anyway. My brother had same pre selected and went for diamond preferred. He got 1k limit. I put mine in shredder. Now for the life of me on their pre qual site I can't get anything. I will even take simplicity if I must. I have best buy mastercard plat. No AF. And HD what's a person to do? Cold app?  Not happening. How reliable is ther pre approval site. I know chase reliable. Discover and boa sucks. Cap one goid. But citi. I have no ideal. I did not have this hard of a time for my amex 


You may apply for it straight out if your profile supports it.  One thing though, if you've had a recent flurry of new accounts and inquiries to boot, you may want to hold off until the dust settles. 

Message 3 of 21
taxi818
Super Contributor

Re: Can't get citi pre approval?


@FinStar wrote:

@taxi818 wrote:

Back in March I got two mailers from citi. The Home Depot pre selected and the diamond preferred. I took Home Depot as I was thinking high limit. But I got 2k. After they wanted another hp soon as I got card in hand I said no way. You just st pulled it a week ago. They wanted me to unfreeze eq. Anyway. My brother had same pre selected and went for diamond preferred. He got 1k limit. I put mine in shredder. Now for the life of me on their pre qual site I can't get anything. I will even take simplicity if I must. I have best buy mastercard plat. No AF. And HD what's a person to do? Cold app?  Not happening. How reliable is ther pre approval site. I know chase reliable. Discover and boa sucks. Cap one goid. But citi. I have no ideal. I did not have this hard of a time for my amex 


You may apply for it straight out if your profile supports it.  One thing though, if you've had a recent flurry of new accounts and inquiries to boot, you may want to hold off until the dust settles. 


Not many. Just 2 cards this year. And 3 inquiries in last 6 months. 

Message 4 of 21
CreditCuriosity
Moderator Emeritus

Re: Can't get citi pre approval?


@taxi818 wrote:

@FinStar wrote:

@taxi818 wrote:

Back in March I got two mailers from citi. The Home Depot pre selected and the diamond preferred. I took Home Depot as I was thinking high limit. But I got 2k. After they wanted another hp soon as I got card in hand I said no way. You just st pulled it a week ago. They wanted me to unfreeze eq. Anyway. My brother had same pre selected and went for diamond preferred. He got 1k limit. I put mine in shredder. Now for the life of me on their pre qual site I can't get anything. I will even take simplicity if I must. I have best buy mastercard plat. No AF. And HD what's a person to do? Cold app?  Not happening. How reliable is ther pre approval site. I know chase reliable. Discover and boa sucks. Cap one goid. But citi. I have no ideal. I did not have this hard of a time for my amex 


You may apply for it straight out if your profile supports it.  One thing though, if you've had a recent flurry of new accounts and inquiries to boot, you may want to hold off until the dust settles. 


Not many. Just 2 cards this year. And 3 inquiries in last 6 months. 


Dang you have been a good kid compared to the other 3 posters thus far in the thread and I am one of them Smiley Tongue.  

Message 5 of 21
FinStar
Moderator Emeritus

Re: Can't get citi pre approval?


@taxi818 wrote:

@FinStar wrote:

@taxi818 wrote:

Back in March I got two mailers from citi. The Home Depot pre selected and the diamond preferred. I took Home Depot as I was thinking high limit. But I got 2k. After they wanted another hp soon as I got card in hand I said no way. You just st pulled it a week ago. They wanted me to unfreeze eq. Anyway. My brother had same pre selected and went for diamond preferred. He got 1k limit. I put mine in shredder. Now for the life of me on their pre qual site I can't get anything. I will even take simplicity if I must. I have best buy mastercard plat. No AF. And HD what's a person to do? Cold app?  Not happening. How reliable is ther pre approval site. I know chase reliable. Discover and boa sucks. Cap one goid. But citi. I have no ideal. I did not have this hard of a time for my amex 


You may apply for it straight out if your profile supports it.  One thing though, if you've had a recent flurry of new accounts and inquiries to boot, you may want to hold off until the dust settles. 


Not many. Just 2 cards this year. And 3 inquiries in last 6 months. 


You can always decide if the card is worth it and apply.  They can pull EX or EQ (in some instances both).  If there are any frozen CRs, be sure you thaw them out.

Message 6 of 21
Anonymous
Not applicable

Re: Can't get citi pre approval?


@CreditCuriousity wrote:

@taxi818 wrote:

@FinStar wrote:

@taxi818 wrote:

Back in March I got two mailers from citi. The Home Depot pre selected and the diamond preferred. I took Home Depot as I was thinking high limit. But I got 2k. After they wanted another hp soon as I got card in hand I said no way. You just st pulled it a week ago. They wanted me to unfreeze eq. Anyway. My brother had same pre selected and went for diamond preferred. He got 1k limit. I put mine in shredder. Now for the life of me on their pre qual site I can't get anything. I will even take simplicity if I must. I have best buy mastercard plat. No AF. And HD what's a person to do? Cold app?  Not happening. How reliable is ther pre approval site. I know chase reliable. Discover and boa sucks. Cap one goid. But citi. I have no ideal. I did not have this hard of a time for my amex 


You may apply for it straight out if your profile supports it.  One thing though, if you've had a recent flurry of new accounts and inquiries to boot, you may want to hold off until the dust settles. 


Not many. Just 2 cards this year. And 3 inquiries in last 6 months. 


Dang you have been a good kid compared to the other 3 posters thus far in the thread and I am one of them Smiley Tongue.  


Hey now I resent that :-). The number of new accounts and inquiries I have/had didn't seem to affect Citi one bit.

Message 7 of 21
CreditCuriosity
Moderator Emeritus

Re: Can't get citi pre approval?


@Anonymous wrote:

@CreditCuriousity wrote:

@taxi818 wrote:

@FinStar wrote:

@taxi818 wrote:

Back in March I got two mailers from citi. The Home Depot pre selected and the diamond preferred. I took Home Depot as I was thinking high limit. But I got 2k. After they wanted another hp soon as I got card in hand I said no way. You just st pulled it a week ago. They wanted me to unfreeze eq. Anyway. My brother had same pre selected and went for diamond preferred. He got 1k limit. I put mine in shredder. Now for the life of me on their pre qual site I can't get anything. I will even take simplicity if I must. I have best buy mastercard plat. No AF. And HD what's a person to do? Cold app?  Not happening. How reliable is ther pre approval site. I know chase reliable. Discover and boa sucks. Cap one goid. But citi. I have no ideal. I did not have this hard of a time for my amex 


You may apply for it straight out if your profile supports it.  One thing though, if you've had a recent flurry of new accounts and inquiries to boot, you may want to hold off until the dust settles. 


Not many. Just 2 cards this year. And 3 inquiries in last 6 months. 


Dang you have been a good kid compared to the other 3 posters thus far in the thread and I am one of them Smiley Tongue.  


Hey now I resent that :-). The number of new accounts and inquiries I have/had didn't seem to affect Citi one bit.


This is true... You earned it! Smiley Tongue..  

Message 8 of 21
Anonymous
Not applicable

Re: Can't get citi pre approval?


@CreditCuriousity wrote:

@Anonymous wrote:

@CreditCuriousity wrote:

@taxi818 wrote:

@FinStar wrote:

@taxi818 wrote:

Back in March I got two mailers from citi. The Home Depot pre selected and the diamond preferred. I took Home Depot as I was thinking high limit. But I got 2k. After they wanted another hp soon as I got card in hand I said no way. You just st pulled it a week ago. They wanted me to unfreeze eq. Anyway. My brother had same pre selected and went for diamond preferred. He got 1k limit. I put mine in shredder. Now for the life of me on their pre qual site I can't get anything. I will even take simplicity if I must. I have best buy mastercard plat. No AF. And HD what's a person to do? Cold app?  Not happening. How reliable is ther pre approval site. I know chase reliable. Discover and boa sucks. Cap one goid. But citi. I have no ideal. I did not have this hard of a time for my amex 


You may apply for it straight out if your profile supports it.  One thing though, if you've had a recent flurry of new accounts and inquiries to boot, you may want to hold off until the dust settles. 


Not many. Just 2 cards this year. And 3 inquiries in last 6 months. 


Dang you have been a good kid compared to the other 3 posters thus far in the thread and I am one of them Smiley Tongue.  


Hey now I resent that :-). The number of new accounts and inquiries I have/had didn't seem to affect Citi one bit.


This is true... You earned it! Smiley Tongue..  


Don't know about that but I'll take it.  I think it does say that once your credit scores reach a certain point some of the normal caveats, I,e., too many new accounts, inquiries, etc tend to diminish in importance.  Still every time I hit that submit button I expect an alarm to go off and the response comes back saying, 'Are you an idiot?'

Message 9 of 21
FinStar
Moderator Emeritus

Re: Can't get citi pre approval?


@CreditCuriousity wrote:

@Anonymous wrote:

@CreditCuriousity wrote:

@taxi818 wrote:

@FinStar wrote:

@taxi818 wrote:

Back in March I got two mailers from citi. The Home Depot pre selected and the diamond preferred. I took Home Depot as I was thinking high limit. But I got 2k. After they wanted another hp soon as I got card in hand I said no way. You just st pulled it a week ago. They wanted me to unfreeze eq. Anyway. My brother had same pre selected and went for diamond preferred. He got 1k limit. I put mine in shredder. Now for the life of me on their pre qual site I can't get anything. I will even take simplicity if I must. I have best buy mastercard plat. No AF. And HD what's a person to do? Cold app?  Not happening. How reliable is ther pre approval site. I know chase reliable. Discover and boa sucks. Cap one goid. But citi. I have no ideal. I did not have this hard of a time for my amex 


You may apply for it straight out if your profile supports it.  One thing though, if you've had a recent flurry of new accounts and inquiries to boot, you may want to hold off until the dust settles. 


Not many. Just 2 cards this year. And 3 inquiries in last 6 months. 


Dang you have been a good kid compared to the other 3 posters thus far in the thread and I am one of them Smiley Tongue.  


Hey now I resent that :-). The number of new accounts and inquiries I have/had didn't seem to affect Citi one bit.


This is true... You earned it! Smiley Tongue..  


Ummm... yeah, I got approved for Prestige way after Irish, no issues on my end as far as inquiries or new accounts either Smiley Wink

Message 10 of 21
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