cancel
Showing results for 
Search instead for 
Did you mean: 

Cap 1 craziness

tag
Tiersha
Regular Contributor

Cap 1 craziness

I received an email from Cap 1 stating a prequal for a 0% interest for 9 mns on Quicksilver at a whopping 29.49% (OUCH).  Funny as I have had my basic card since 2014 and never once did they approve any cli...zero lates all of $500.  I call it my cheap card.  I've actually come close to cxlg it in thepast just because of frustration of their services.  Just random fyi.

4 REPLIES 4
FireMedic1
Community Leader
Mega Contributor

Re: Cap 1 craziness

You were approved for a bucket card with what your credit was at that time. Once a bucket always a bucket. Rarely does it leave that catagory. Your not alone in this situation. The age is helping you although.



BK Free Aug25
Message 2 of 5
Tiersha
Regular Contributor

Re: Cap 1 craziness

And that age is the only reason it still stays.  I only use it for the full membership here and that's it.


@FireMedic1 wrote:

You were approved for a bucket card with what your credit was at that time. Once a bucket always a bucket. Rarely does it leave that catagory. Your not alone in this situation. The age is helping you although.


 

Message 3 of 5
FireMedic1
Community Leader
Mega Contributor

Re: Cap 1 craziness

Bingo!



BK Free Aug25
Message 4 of 5
Mdowning30
Established Contributor

Re: Cap 1 craziness

It's a solid pre approval because my DW had the same offer last year and she got approved for $1000.

Chase Freedom Unlimited : $2000 | Discover It Chrome : $2700 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $2000 | Chase Amazon Prime : $600 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000 | Truist Future Card : $6000 | USBank Smartly Card : $500 |
Starting Score: 512
Current Score: 700
Goal Score: 700+

Take the myFICO Fitness Challenge
Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.